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Seattle-Tacoma-Bellevue, WA

Cost of living in Seattle, Washington

King County, WA

Part of the Seattle Metro Area

Estimated monthly cost
$4,588/mo
for a single person, all categories combined

Population 2,262,713 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $2,293 50%
Federal tax $979 21%
Healthcare $480 10%
Groceries $369 8%
Transport $250 5%
Energy $157 3%
Water $60 1%
State tax $0 0%

Rent in Seattle

Fair Market Rents by bedroom count.

Studio
$2,238
per month
1 bedroom
$2,293
per month
2 bedroom
$2,671
per month
3 bedroom
$3,521
per month
4 bedroom
$4,104
per month

Source: HUD FMR FY2025

Income and earnings in Seattle

Annual earnings figures from the Census ACS.

Household income
$122,148
per year
Individual earnings
$67,141
per year
Per capita
$71,062
per year

Source: ACS 2019-2023 5-Year.

Home values in Seattle

Average values reported by homeowners.

Average home value
$811,200
Annual property tax
$6,785

Source: ACS 2019-2023 5-Year

Energy costs in Seattle

Estimated monthly electricity and gas costs.

Electricity
$109
per month · 11.5¢/kWh
Natural gas
$48
per month
Annual total
$1,884
per year

Source: EIA

Healthcare in Seattle

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Seattle

State and local tax rates for Washington.

No state income tax
Washington does not levy a personal income tax.
State sales tax
6.5%
Combined sales tax
10.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Seattle

Commute patterns and estimated costs.

Average commute
28.1 min
Drive alone
51.8%
Public transit
8.0%
Work from home
26.2%

Source: ACS

Monthly cost estimates for Seattle

What it costs to live in Seattle each month.

Single person
$4,588
per month
  • Rent $2,293
  • Energy $157
  • Water $60
  • Groceries $369
  • Transport $250
  • Healthcare $480
  • Federal tax $979
  • State tax $0
Couple
$6,424
per month
  • Rent $2,671
  • Energy $188
  • Water $70
  • Groceries $611
  • Transport $350
  • Healthcare $864
  • Federal tax $1,670
  • State tax $0
Family
$9,440
per month
  • Rent $3,521
  • Energy $236
  • Water $85
  • Groceries $928
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,670
  • State tax $0

Frequently asked questions about Seattle

Common questions about cost of living, rent and salary.

What is the average rent in Seattle?

In Seattle, Washington, a one-bedroom apartment averages $2,293 per month, a two-bedroom averages $2,671 per month, a three-bedroom averages $3,521 per month, according to HUD Fair Market Rent data.

What is the average salary in Seattle?

In Seattle, Washington, the average household income is $122,148 per year and individual earnings for full-time workers average $67,141 per year, according to U.S. Census Bureau data.

What is the cost of living in Seattle?

The estimated cost of living in Seattle, Washington is approximately $4,588 per month for a single person, $6,424 for a couple, $9,440 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Seattle?

The combined sales tax rate in Seattle, Washington is 10.23%, which includes the Washington state rate of 6.50% plus an average local rate of 3.73%.

Is Seattle an affordable place to live?

Based on the data, a single person in Seattle, Washington would need approximately $4,588 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $122,148 per year ($10,179 per month). Seattle is relatively affordable compared to the national average.

How much does healthcare cost in Seattle?

The ACA marketplace benchmark premium in Seattle, Washington is approximately $480 per month for an individual. Approximately 5.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Seattle?

The average home value in Seattle, Washington is $811,200, with average annual property taxes of $6,785, according to U.S. Census Bureau data.

How does Seattle compare to other areas?

You can compare Seattle, Washington with any other US county using our comparison tool at /compare. Seattle is in the Seattle-Tacoma-Bellevue, WA metro area.

Other counties in Washington

Browse the full list of counties in Washington, ranked by cost of living.

See all counties in Washington

Compare Seattle with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP