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Mississippi

Cost of living in Kemper County, MS

Estimated monthly cost
$2,532/mo
for a single person, all categories combined

Population 8,855 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $775 31%
Healthcare $480 19%
Transport $320 13%
Groceries $298 12%
Federal tax $291 11%
Energy $197 8%
State tax $116 5%
Water $55 2%

Rent in Kemper County

Fair Market Rents by bedroom count.

Studio
$770
per month
1 bedroom
$775
per month
2 bedroom
$933
per month
3 bedroom
$1,238
per month
4 bedroom
$1,242
per month

Source: HUD FMR FY2025

Income and earnings in Kemper County

Annual earnings figures from the Census ACS.

Household income
$43,595
per year
Individual earnings
$27,852
per year
Per capita
$22,637
per year

Source: ACS 2019-2023 5-Year.

Home values in Kemper County

Average values reported by homeowners.

Average home value
$90,200
Annual property tax
$539

Source: ACS 2019-2023 5-Year

Energy costs in Kemper County

Estimated monthly electricity and gas costs.

Electricity
$158
per month · 13.7¢/kWh
Natural gas
$39
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Kemper County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
14.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Kemper County

State and local tax rates for Mississippi.

State income tax
5.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Kemper County

Commute patterns and estimated costs.

Average commute
32.1 min
Drive alone
82.2%
Public transit
0.0%
Work from home
2.4%

Source: ACS

Monthly cost estimates for Kemper County

What it costs to live in Kemper County each month.

Single person
$2,532
per month
  • Rent $775
  • Energy $197
  • Water $55
  • Groceries $298
  • Transport $320
  • Healthcare $480
  • Federal tax $291
  • State tax $116
Couple
$3,592
per month
  • Rent $933
  • Energy $236
  • Water $65
  • Groceries $494
  • Transport $420
  • Healthcare $864
  • Federal tax $398
  • State tax $182
Family
$6,008
per month
  • Rent $1,238
  • Energy $296
  • Water $75
  • Groceries $749
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $398
  • State tax $182

Frequently asked questions about Kemper County

Common questions about cost of living, rent and salary.

What is the average rent in Kemper County?

In Kemper County, MS, a one-bedroom apartment averages $775 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,238 per month, according to HUD Fair Market Rent data.

What is the average salary in Kemper County?

In Kemper County, MS, the average household income is $43,595 per year and individual earnings for full-time workers average $27,852 per year, according to U.S. Census Bureau data.

What is the cost of living in Kemper County?

The estimated cost of living in Kemper County, MS is approximately $2,532 per month for a single person, $3,592 for a couple, $6,008 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Kemper County?

The combined sales tax rate in Kemper County, MS is 7.07%, which includes the Mississippi state rate of 7.00% plus an average local rate of 0.07%.

Is Kemper County an affordable place to live?

Based on the data, a single person in Kemper County, MS would need approximately $2,532 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $43,595 per year ($3,633 per month). Kemper County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Kemper County?

The ACA marketplace benchmark premium in Kemper County, MS is approximately $480 per month for an individual. Approximately 14.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Kemper County?

The average home value in Kemper County, MS is $90,200, with average annual property taxes of $539, according to U.S. Census Bureau data.

How does Kemper County compare to other areas?

You can compare Kemper County, MS with any other US county using our comparison tool at /compare. Kemper County is in Mississippi.

Other counties in Mississippi

Browse the full list of counties in Mississippi, ranked by cost of living.

See all counties in Mississippi

Compare Kemper County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP