Cost of living in Kay County, OK
Population 43,731 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Kay County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Kay County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Kay County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Kay County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Kay County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Kay County
State and local tax rates for Oklahoma.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Kay County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Kay County
What it costs to live in Kay County each month.
- Rent $694
- Energy $184
- Water $55
- Groceries $310
- Transport $320
- Healthcare $480
- Federal tax $412
- State tax $140
- Rent $910
- Energy $221
- Water $65
- Groceries $514
- Transport $420
- Healthcare $864
- Federal tax $597
- State tax $224
- Rent $1,202
- Energy $276
- Water $75
- Groceries $779
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $597
- State tax $224
Frequently asked questions about Kay County
Common questions about cost of living, rent and salary.
What is the average rent in Kay County?
In Kay County, OK, a one-bedroom apartment averages $694 per month, a two-bedroom averages $910 per month, a three-bedroom averages $1,202 per month, according to HUD Fair Market Rent data.
What is the average salary in Kay County?
In Kay County, OK, the average household income is $56,673 per year and individual earnings for full-time workers average $35,272 per year, according to U.S. Census Bureau data.
What is the cost of living in Kay County?
The estimated cost of living in Kay County, OK is approximately $2,595 per month for a single person, $3,815 for a couple, $6,223 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Kay County?
The combined sales tax rate in Kay County, OK is 8.97%, which includes the Oklahoma state rate of 4.50% plus an average local rate of 4.47%.
Is Kay County an affordable place to live?
Based on the data, a single person in Kay County, OK would need approximately $2,595 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,673 per year ($4,723 per month). Kay County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Kay County?
The ACA marketplace benchmark premium in Kay County, OK is approximately $480 per month for an individual. Approximately 12.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Kay County?
The average home value in Kay County, OK is $116,800, with average annual property taxes of $799, according to U.S. Census Bureau data.
How does Kay County compare to other areas?
You can compare Kay County, OK with any other US county using our comparison tool at /compare. Kay County is in the Ponca City, OK metro area.
Other counties in Oklahoma
Browse the full list of counties in Oklahoma, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP