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New Bern, NC

Cost of living in Jones County, NC

Estimated monthly cost
$2,685/mo
for a single person, all categories combined

Population 9,245 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $756 28%
Healthcare $480 18%
Federal tax $425 16%
Groceries $327 12%
Transport $320 12%
Energy $187 7%
State tax $135 5%
Water $55 2%

Rent in Jones County

Fair Market Rents by bedroom count.

Studio
$751
per month
1 bedroom
$756
per month
2 bedroom
$930
per month
3 bedroom
$1,303
per month
4 bedroom
$1,562
per month

Source: HUD FMR FY2025

Income and earnings in Jones County

Annual earnings figures from the Census ACS.

Household income
$55,659
per year
Individual earnings
$36,063
per year
Per capita
$28,699
per year

Source: ACS 2019-2023 5-Year.

Home values in Jones County

Average values reported by homeowners.

Average home value
$122,600
Annual property tax
$926

Source: ACS 2019-2023 5-Year

Energy costs in Jones County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 14¢/kWh
Natural gas
$40
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Jones County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Jones County

State and local tax rates for North Carolina.

State income tax
4.5%
Flat rate
State sales tax
4.8%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Jones County

Commute patterns and estimated costs.

Average commute
30.1 min
Drive alone
81.1%
Public transit
0.1%
Work from home
2.3%

Source: ACS

Monthly cost estimates for Jones County

What it costs to live in Jones County each month.

Single person
$2,685
per month
  • Rent $756
  • Energy $187
  • Water $55
  • Groceries $327
  • Transport $320
  • Healthcare $480
  • Federal tax $425
  • State tax $135
Couple
$3,835
per month
  • Rent $930
  • Energy $224
  • Water $65
  • Groceries $542
  • Transport $420
  • Healthcare $864
  • Federal tax $581
  • State tax $209
Family
$6,340
per month
  • Rent $1,303
  • Energy $280
  • Water $75
  • Groceries $822
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $581
  • State tax $209

Frequently asked questions about Jones County

Common questions about cost of living, rent and salary.

What is the average rent in Jones County?

In Jones County, NC, a one-bedroom apartment averages $756 per month, a two-bedroom averages $930 per month, a three-bedroom averages $1,303 per month, according to HUD Fair Market Rent data.

What is the average salary in Jones County?

In Jones County, NC, the average household income is $55,659 per year and individual earnings for full-time workers average $36,063 per year, according to U.S. Census Bureau data.

What is the cost of living in Jones County?

The estimated cost of living in Jones County, NC is approximately $2,685 per month for a single person, $3,835 for a couple, $6,340 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Jones County?

The combined sales tax rate in Jones County, NC is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.

Is Jones County an affordable place to live?

Based on the data, a single person in Jones County, NC would need approximately $2,685 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $55,659 per year ($4,638 per month). Jones County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Jones County?

The ACA marketplace benchmark premium in Jones County, NC is approximately $480 per month for an individual. Approximately 10.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Jones County?

The average home value in Jones County, NC is $122,600, with average annual property taxes of $926, according to U.S. Census Bureau data.

How does Jones County compare to other areas?

You can compare Jones County, NC with any other US county using our comparison tool at /compare. Jones County is in the New Bern, NC metro area.

Other counties in North Carolina

Browse the full list of counties in North Carolina, ranked by cost of living.

See all counties in North Carolina

Compare Jones County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP