Cost of living in Jones County, NC
Population 9,245 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Jones County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Jones County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Jones County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Jones County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Jones County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Jones County
State and local tax rates for North Carolina.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Jones County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Jones County
What it costs to live in Jones County each month.
- Rent $756
- Energy $187
- Water $55
- Groceries $327
- Transport $320
- Healthcare $480
- Federal tax $425
- State tax $135
- Rent $930
- Energy $224
- Water $65
- Groceries $542
- Transport $420
- Healthcare $864
- Federal tax $581
- State tax $209
- Rent $1,303
- Energy $280
- Water $75
- Groceries $822
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $581
- State tax $209
Frequently asked questions about Jones County
Common questions about cost of living, rent and salary.
What is the average rent in Jones County?
In Jones County, NC, a one-bedroom apartment averages $756 per month, a two-bedroom averages $930 per month, a three-bedroom averages $1,303 per month, according to HUD Fair Market Rent data.
What is the average salary in Jones County?
In Jones County, NC, the average household income is $55,659 per year and individual earnings for full-time workers average $36,063 per year, according to U.S. Census Bureau data.
What is the cost of living in Jones County?
The estimated cost of living in Jones County, NC is approximately $2,685 per month for a single person, $3,835 for a couple, $6,340 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Jones County?
The combined sales tax rate in Jones County, NC is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.
Is Jones County an affordable place to live?
Based on the data, a single person in Jones County, NC would need approximately $2,685 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $55,659 per year ($4,638 per month). Jones County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Jones County?
The ACA marketplace benchmark premium in Jones County, NC is approximately $480 per month for an individual. Approximately 10.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Jones County?
The average home value in Jones County, NC is $122,600, with average annual property taxes of $926, according to U.S. Census Bureau data.
How does Jones County compare to other areas?
You can compare Jones County, NC with any other US county using our comparison tool at /compare. Jones County is in the New Bern, NC metro area.
Other counties in North Carolina
Browse the full list of counties in North Carolina, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP