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Cedar Rapids, IA

Cost of living in Jones County, IA

Part of the Cedar Rapids Metro Area

Estimated monthly cost
$2,801/mo
for a single person, all categories combined

Population 20,799 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $696 25%
Federal tax $560 20%
Healthcare $480 17%
Transport $320 11%
Groceries $315 11%
Energy $195 7%
State tax $185 7%
Water $50 2%

Rent in Jones County

Fair Market Rents by bedroom count.

Studio
$601
per month
1 bedroom
$696
per month
2 bedroom
$877
per month
3 bedroom
$1,158
per month
4 bedroom
$1,163
per month

Source: HUD FMR FY2025

Income and earnings in Jones County

Annual earnings figures from the Census ACS.

Household income
$73,071
per year
Individual earnings
$44,296
per year
Per capita
$35,376
per year

Source: ACS 2019-2023 5-Year.

Home values in Jones County

Average values reported by homeowners.

Average home value
$183,400
Annual property tax
$2,381

Source: ACS 2019-2023 5-Year

Energy costs in Jones County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Jones County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
2.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Jones County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Jones County

Commute patterns and estimated costs.

Average commute
25.6 min
Drive alone
77.2%
Public transit
0.2%
Work from home
11.3%

Source: ACS

Monthly cost estimates for Jones County

What it costs to live in Jones County each month.

Single person
$2,801
per month
  • Rent $696
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $560
  • State tax $185
Couple
$4,165
per month
  • Rent $877
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $866
  • State tax $322
Family
$6,570
per month
  • Rent $1,158
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $866
  • State tax $322

Frequently asked questions about Jones County

Common questions about cost of living, rent and salary.

What is the average rent in Jones County?

In Jones County, IA, a one-bedroom apartment averages $696 per month, a two-bedroom averages $877 per month, a three-bedroom averages $1,158 per month, according to HUD Fair Market Rent data.

What is the average salary in Jones County?

In Jones County, IA, the average household income is $73,071 per year and individual earnings for full-time workers average $44,296 per year, according to U.S. Census Bureau data.

What is the cost of living in Jones County?

The estimated cost of living in Jones County, IA is approximately $2,801 per month for a single person, $4,165 for a couple, $6,570 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Jones County?

The combined sales tax rate in Jones County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Jones County an affordable place to live?

Based on the data, a single person in Jones County, IA would need approximately $2,801 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $73,071 per year ($6,089 per month). Jones County is relatively affordable compared to the national average.

How much does healthcare cost in Jones County?

The ACA marketplace benchmark premium in Jones County, IA is approximately $480 per month for an individual. Approximately 2.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Jones County?

The average home value in Jones County, IA is $183,400, with average annual property taxes of $2,381, according to U.S. Census Bureau data.

How does Jones County compare to other areas?

You can compare Jones County, IA with any other US county using our comparison tool at /compare. Jones County is in the Cedar Rapids, IA metro area.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Jones County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP