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Illinois

Cost of living in Jo Daviess County, IL

Estimated monthly cost
$2,814/mo
for a single person, all categories combined

Population 21,918 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $744 26%
Federal tax $524 19%
Healthcare $480 17%
Groceries $345 12%
Transport $320 11%
Energy $177 6%
State tax $174 6%
Water $50 2%

Rent in Jo Daviess County

Fair Market Rents by bedroom count.

Studio
$602
per month
1 bedroom
$744
per month
2 bedroom
$878
per month
3 bedroom
$1,160
per month
4 bedroom
$1,164
per month

Source: HUD FMR FY2025

Income and earnings in Jo Daviess County

Annual earnings figures from the Census ACS.

Household income
$74,954
per year
Individual earnings
$42,083
per year
Per capita
$42,797
per year

Source: ACS 2019-2023 5-Year.

Home values in Jo Daviess County

Average values reported by homeowners.

Average home value
$193,900
Annual property tax
$3,383

Source: ACS 2019-2023 5-Year

Energy costs in Jo Daviess County

Estimated monthly electricity and gas costs.

Electricity
$116
per month · 16.5¢/kWh
Natural gas
$61
per month
Annual total
$2,124
per year

Source: EIA

Healthcare in Jo Daviess County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Jo Daviess County

State and local tax rates for Illinois.

State income tax
5.0%
Flat rate
State sales tax
6.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Jo Daviess County

Commute patterns and estimated costs.

Average commute
21.3 min
Drive alone
76.4%
Public transit
0.5%
Work from home
12.0%

Source: ACS

Monthly cost estimates for Jo Daviess County

What it costs to live in Jo Daviess County each month.

Single person
$2,814
per month
  • Rent $744
  • Energy $177
  • Water $50
  • Groceries $345
  • Transport $320
  • Healthcare $480
  • Federal tax $524
  • State tax $174
Couple
$4,212
per month
  • Rent $878
  • Energy $212
  • Water $60
  • Groceries $572
  • Transport $420
  • Healthcare $864
  • Federal tax $897
  • State tax $309
Family
$6,639
per month
  • Rent $1,160
  • Energy $266
  • Water $70
  • Groceries $867
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $897
  • State tax $309

Frequently asked questions about Jo Daviess County

Common questions about cost of living, rent and salary.

What is the average rent in Jo Daviess County?

In Jo Daviess County, IL, a one-bedroom apartment averages $744 per month, a two-bedroom averages $878 per month, a three-bedroom averages $1,160 per month, according to HUD Fair Market Rent data.

What is the average salary in Jo Daviess County?

In Jo Daviess County, IL, the average household income is $74,954 per year and individual earnings for full-time workers average $42,083 per year, according to U.S. Census Bureau data.

What is the cost of living in Jo Daviess County?

The estimated cost of living in Jo Daviess County, IL is approximately $2,814 per month for a single person, $4,212 for a couple, $6,639 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Jo Daviess County?

The combined sales tax rate in Jo Daviess County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.

Is Jo Daviess County an affordable place to live?

Based on the data, a single person in Jo Daviess County, IL would need approximately $2,814 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $74,954 per year ($6,246 per month). Jo Daviess County is relatively affordable compared to the national average.

How much does healthcare cost in Jo Daviess County?

The ACA marketplace benchmark premium in Jo Daviess County, IL is approximately $480 per month for an individual. Approximately 5.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Jo Daviess County?

The average home value in Jo Daviess County, IL is $193,900, with average annual property taxes of $3,383, according to U.S. Census Bureau data.

How does Jo Daviess County compare to other areas?

You can compare Jo Daviess County, IL with any other US county using our comparison tool at /compare. Jo Daviess County is in Illinois.

Other counties in Illinois

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources