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Lexington-Fayette, KY

Cost of living in Jessamine County, KY

Part of the Lexington Metro Area

Estimated monthly cost
$2,948/mo
for a single person, all categories combined

Population 53,792 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $982 33%
Healthcare $480 16%
Federal tax $475 16%
Transport $320 11%
Groceries $312 11%
Energy $194 7%
State tax $130 4%
Water $55 2%

Rent in Jessamine County

Fair Market Rents by bedroom count.

Studio
$799
per month
1 bedroom
$982
per month
2 bedroom
$1,165
per month
3 bedroom
$1,583
per month
4 bedroom
$1,781
per month

Source: HUD FMR FY2025

Income and earnings in Jessamine County

Annual earnings figures from the Census ACS.

Household income
$74,886
per year
Individual earnings
$39,079
per year
Per capita
$40,444
per year

Source: ACS 2019-2023 5-Year.

Home values in Jessamine County

Average values reported by homeowners.

Average home value
$245,100
Annual property tax
$1,889

Source: ACS 2019-2023 5-Year

Energy costs in Jessamine County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Jessamine County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Jessamine County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Jessamine County

Commute patterns and estimated costs.

Average commute
24.2 min
Drive alone
76.9%
Public transit
0.3%
Work from home
10.3%

Source: ACS

Monthly cost estimates for Jessamine County

What it costs to live in Jessamine County each month.

Single person
$2,948
per month
  • Rent $982
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $475
  • State tax $130
Couple
$4,410
per month
  • Rent $1,165
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $896
  • State tax $250
Family
$6,949
per month
  • Rent $1,583
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $896
  • State tax $250

Frequently asked questions about Jessamine County

Common questions about cost of living, rent and salary.

What is the average rent in Jessamine County?

In Jessamine County, KY, a one-bedroom apartment averages $982 per month, a two-bedroom averages $1,165 per month, a three-bedroom averages $1,583 per month, according to HUD Fair Market Rent data.

What is the average salary in Jessamine County?

In Jessamine County, KY, the average household income is $74,886 per year and individual earnings for full-time workers average $39,079 per year, according to U.S. Census Bureau data.

What is the cost of living in Jessamine County?

The estimated cost of living in Jessamine County, KY is approximately $2,948 per month for a single person, $4,410 for a couple, $6,949 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Jessamine County?

The combined sales tax rate in Jessamine County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Jessamine County an affordable place to live?

Based on the data, a single person in Jessamine County, KY would need approximately $2,948 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $74,886 per year ($6,241 per month). Jessamine County is relatively affordable compared to the national average.

How much does healthcare cost in Jessamine County?

The ACA marketplace benchmark premium in Jessamine County, KY is approximately $480 per month for an individual. Approximately 6.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Jessamine County?

The average home value in Jessamine County, KY is $245,100, with average annual property taxes of $1,889, according to U.S. Census Bureau data.

How does Jessamine County compare to other areas?

You can compare Jessamine County, KY with any other US county using our comparison tool at /compare. Jessamine County is in the Lexington-Fayette, KY metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Jessamine County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources