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Natchez, MS-LA

Cost of living in Jefferson County, MS

Estimated monthly cost
$2,514/mo
for a single person, all categories combined

Population 7,127 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 28%
Healthcare $480 19%
Federal tax $328 13%
Transport $320 13%
Groceries $298 12%
Energy $197 8%
State tax $125 5%
Water $55 2%

Rent in Jefferson County

Fair Market Rents by bedroom count.

Studio
$707
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,136
per month
4 bedroom
$1,242
per month

Source: HUD FMR FY2025

Income and earnings in Jefferson County

Annual earnings figures from the Census ACS.

Household income
$36,207
per year
Individual earnings
$30,102
per year
Per capita
$20,430
per year

Source: ACS 2019-2023 5-Year.

Home values in Jefferson County

Average values reported by homeowners.

Average home value
$81,400
Annual property tax
$816

Source: ACS 2019-2023 5-Year

Energy costs in Jefferson County

Estimated monthly electricity and gas costs.

Electricity
$158
per month · 13.7¢/kWh
Natural gas
$39
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Jefferson County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Jefferson County

State and local tax rates for Mississippi.

State income tax
5.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Jefferson County

Commute patterns and estimated costs.

Average commute
26.6 min
Drive alone
89.2%
Public transit
0.1%
Work from home
4.0%

Source: ACS

Monthly cost estimates for Jefferson County

What it costs to live in Jefferson County each month.

Single person
$2,514
per month
  • Rent $711
  • Energy $197
  • Water $55
  • Groceries $298
  • Transport $320
  • Healthcare $480
  • Federal tax $328
  • State tax $125
Couple
$3,452
per month
  • Rent $933
  • Energy $236
  • Water $65
  • Groceries $494
  • Transport $420
  • Healthcare $864
  • Federal tax $289
  • State tax $151
Family
$5,766
per month
  • Rent $1,136
  • Energy $296
  • Water $75
  • Groceries $749
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $289
  • State tax $151

Frequently asked questions about Jefferson County

Common questions about cost of living, rent and salary.

What is the average rent in Jefferson County?

In Jefferson County, MS, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,136 per month, according to HUD Fair Market Rent data.

What is the average salary in Jefferson County?

In Jefferson County, MS, the average household income is $36,207 per year and individual earnings for full-time workers average $30,102 per year, according to U.S. Census Bureau data.

What is the cost of living in Jefferson County?

The estimated cost of living in Jefferson County, MS is approximately $2,514 per month for a single person, $3,452 for a couple, $5,766 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Jefferson County?

The combined sales tax rate in Jefferson County, MS is 7.07%, which includes the Mississippi state rate of 7.00% plus an average local rate of 0.07%.

Is Jefferson County an affordable place to live?

Based on the data, a single person in Jefferson County, MS would need approximately $2,514 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $36,207 per year ($3,017 per month). Jefferson County has a high cost of living relative to local earnings.

How much does healthcare cost in Jefferson County?

The ACA marketplace benchmark premium in Jefferson County, MS is approximately $480 per month for an individual. Approximately 8.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Jefferson County?

The average home value in Jefferson County, MS is $81,400, with average annual property taxes of $816, according to U.S. Census Bureau data.

How does Jefferson County compare to other areas?

You can compare Jefferson County, MS with any other US county using our comparison tool at /compare. Jefferson County is in the Natchez, MS-LA metro area.

Other counties in Mississippi

Browse the full list of counties in Mississippi, ranked by cost of living.

See all counties in Mississippi

Compare Jefferson County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources