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Pine Bluff, AR

Cost of living in Jefferson County, AR

Estimated monthly cost
$2,473/mo
for a single person, all categories combined

Population 65,780 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $684 28%
Healthcare $480 19%
Federal tax $366 15%
Transport $320 13%
Groceries $303 12%
Energy $192 8%
State tax $73 3%
Water $55 2%

Rent in Jefferson County

Fair Market Rents by bedroom count.

Studio
$633
per month
1 bedroom
$684
per month
2 bedroom
$878
per month
3 bedroom
$1,141
per month
4 bedroom
$1,164
per month

Source: HUD FMR FY2025

Income and earnings in Jefferson County

Annual earnings figures from the Census ACS.

Household income
$48,552
per year
Individual earnings
$32,471
per year
Per capita
$25,317
per year

Source: ACS 2019-2023 5-Year.

Home values in Jefferson County

Average values reported by homeowners.

Average home value
$106,000
Annual property tax
$667

Source: ACS 2019-2023 5-Year

Energy costs in Jefferson County

Estimated monthly electricity and gas costs.

Electricity
$148
per month · 13.5¢/kWh
Natural gas
$44
per month
Annual total
$2,304
per year

Source: EIA

Healthcare in Jefferson County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Jefferson County

State and local tax rates for Arkansas.

State income tax
3.9%
Top marginal rate
State sales tax
6.5%
Combined sales tax
9.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Jefferson County

Commute patterns and estimated costs.

Average commute
21.4 min
Drive alone
85.0%
Public transit
0.7%
Work from home
6.7%

Source: ACS

Monthly cost estimates for Jefferson County

What it costs to live in Jefferson County each month.

Single person
$2,473
per month
  • Rent $684
  • Energy $192
  • Water $55
  • Groceries $303
  • Transport $320
  • Healthcare $480
  • Federal tax $366
  • State tax $73
Couple
$3,556
per month
  • Rent $878
  • Energy $230
  • Water $65
  • Groceries $502
  • Transport $420
  • Healthcare $864
  • Federal tax $471
  • State tax $126
Family
$5,933
per month
  • Rent $1,141
  • Energy $288
  • Water $75
  • Groceries $762
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $471
  • State tax $126

Frequently asked questions about Jefferson County

Common questions about cost of living, rent and salary.

What is the average rent in Jefferson County?

In Jefferson County, AR, a one-bedroom apartment averages $684 per month, a two-bedroom averages $878 per month, a three-bedroom averages $1,141 per month, according to HUD Fair Market Rent data.

What is the average salary in Jefferson County?

In Jefferson County, AR, the average household income is $48,552 per year and individual earnings for full-time workers average $32,471 per year, according to U.S. Census Bureau data.

What is the cost of living in Jefferson County?

The estimated cost of living in Jefferson County, AR is approximately $2,473 per month for a single person, $3,556 for a couple, $5,933 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Jefferson County?

The combined sales tax rate in Jefferson County, AR is 9.47%, which includes the Arkansas state rate of 6.50% plus an average local rate of 2.97%.

Is Jefferson County an affordable place to live?

Based on the data, a single person in Jefferson County, AR would need approximately $2,473 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $48,552 per year ($4,046 per month). Jefferson County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Jefferson County?

The ACA marketplace benchmark premium in Jefferson County, AR is approximately $480 per month for an individual. Approximately 5.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Jefferson County?

The average home value in Jefferson County, AR is $106,000, with average annual property taxes of $667, according to U.S. Census Bureau data.

How does Jefferson County compare to other areas?

You can compare Jefferson County, AR with any other US county using our comparison tool at /compare. Jefferson County is in the Pine Bluff, AR metro area.

Other counties in Arkansas

Browse the full list of counties in Arkansas, ranked by cost of living.

See all counties in Arkansas

Compare Jefferson County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources