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Medford, OR

Cost of living in Medford, Oregon

Jackson County, OR

Part of the Medford Metro Area

Estimated monthly cost
$3,263/mo
for a single person, all categories combined

Population 222,563 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,137 35%
Federal tax $487 15%
Healthcare $480 15%
Groceries $350 11%
Transport $320 10%
State tax $266 8%
Energy $163 5%
Water $60 2%

Rent in Medford

Fair Market Rents by bedroom count.

Studio
$998
per month
1 bedroom
$1,137
per month
2 bedroom
$1,456
per month
3 bedroom
$2,040
per month
4 bedroom
$2,404
per month

Source: HUD FMR FY2025

Income and earnings in Medford

Annual earnings figures from the Census ACS.

Household income
$71,443
per year
Individual earnings
$39,865
per year
Per capita
$38,797
per year

Source: ACS 2019-2023 5-Year.

Home values in Medford

Average values reported by homeowners.

Average home value
$400,200
Annual property tax
$3,032

Source: ACS 2019-2023 5-Year

Energy costs in Medford

Estimated monthly electricity and gas costs.

Electricity
$117
per month · 13¢/kWh
Natural gas
$46
per month
Annual total
$1,956
per year

Source: EIA

Healthcare in Medford

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Medford

State and local tax rates for Oregon.

State income tax
9.9%
Top marginal rate
State sales tax
0.0%
Combined sales tax
0.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Medford

Commute patterns and estimated costs.

Average commute
19.1 min
Drive alone
73.8%
Public transit
0.8%
Work from home
12.2%

Source: ACS

Monthly cost estimates for Medford

What it costs to live in Medford each month.

Single person
$3,263
per month
  • Rent $1,137
  • Energy $163
  • Water $60
  • Groceries $350
  • Transport $320
  • Healthcare $480
  • Federal tax $487
  • State tax $266
Couple
$4,921
per month
  • Rent $1,456
  • Energy $196
  • Water $70
  • Groceries $580
  • Transport $420
  • Healthcare $864
  • Federal tax $839
  • State tax $496
Family
$7,654
per month
  • Rent $2,040
  • Energy $244
  • Water $85
  • Groceries $880
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $839
  • State tax $496

Frequently asked questions about Medford

Common questions about cost of living, rent and salary.

What is the average rent in Medford?

In Medford, Oregon, a one-bedroom apartment averages $1,137 per month, a two-bedroom averages $1,456 per month, a three-bedroom averages $2,040 per month, according to HUD Fair Market Rent data.

What is the average salary in Medford?

In Medford, Oregon, the average household income is $71,443 per year and individual earnings for full-time workers average $39,865 per year, according to U.S. Census Bureau data.

What is the cost of living in Medford?

The estimated cost of living in Medford, Oregon is approximately $3,263 per month for a single person, $4,921 for a couple, $7,654 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Medford?

The combined sales tax rate in Medford, Oregon is 0.00%, which includes the Oregon state rate of 0.00% plus an average local rate of 0.00%.

Is Medford an affordable place to live?

Based on the data, a single person in Medford, Oregon would need approximately $3,263 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $71,443 per year ($5,954 per month). Medford has a moderate cost of living relative to local earnings.

How much does healthcare cost in Medford?

The ACA marketplace benchmark premium in Medford, Oregon is approximately $480 per month for an individual. Approximately 5.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Medford?

The average home value in Medford, Oregon is $400,200, with average annual property taxes of $3,032, according to U.S. Census Bureau data.

How does Medford compare to other areas?

You can compare Medford, Oregon with any other US county using our comparison tool at /compare. Medford is in the Medford, OR metro area.

Other counties in Oregon

Browse the full list of counties in Oregon, ranked by cost of living.

See all counties in Oregon

Compare Medford with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources