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Scottsboro, AL

Cost of living in Jackson County, AL

Estimated monthly cost
$2,620/mo
for a single person, all categories combined

Population 52,839 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $674 26%
Healthcare $480 18%
Federal tax $406 15%
Transport $320 12%
Groceries $306 12%
Energy $237 9%
State tax $142 5%
Water $55 2%

Rent in Jackson County

Fair Market Rents by bedroom count.

Studio
$578
per month
1 bedroom
$674
per month
2 bedroom
$772
per month
3 bedroom
$952
per month
4 bedroom
$1,266
per month

Source: HUD FMR FY2025

Income and earnings in Jackson County

Annual earnings figures from the Census ACS.

Household income
$49,454
per year
Individual earnings
$34,915
per year
Per capita
$28,452
per year

Source: ACS 2019-2023 5-Year.

Home values in Jackson County

Average values reported by homeowners.

Average home value
$145,800
Annual property tax
$449

Source: ACS 2019-2023 5-Year

Energy costs in Jackson County

Estimated monthly electricity and gas costs.

Electricity
$179
per month · 15.6¢/kWh
Natural gas
$58
per month
Annual total
$2,844
per year

Source: EIA

Healthcare in Jackson County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Jackson County

State and local tax rates for Alabama.

State income tax
5.0%
Top marginal rate
State sales tax
4.0%
Combined sales tax
9.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Jackson County

Commute patterns and estimated costs.

Average commute
28.2 min
Drive alone
84.3%
Public transit
0.1%
Work from home
4.3%

Source: ACS

Monthly cost estimates for Jackson County

What it costs to live in Jackson County each month.

Single person
$2,620
per month
  • Rent $674
  • Energy $237
  • Water $55
  • Groceries $306
  • Transport $320
  • Healthcare $480
  • Federal tax $406
  • State tax $142
Couple
$3,599
per month
  • Rent $772
  • Energy $284
  • Water $65
  • Groceries $507
  • Transport $420
  • Healthcare $864
  • Federal tax $484
  • State tax $203
Family
$5,909
per month
  • Rent $952
  • Energy $356
  • Water $75
  • Groceries $769
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $484
  • State tax $203

Frequently asked questions about Jackson County

Common questions about cost of living, rent and salary.

What is the average rent in Jackson County?

In Jackson County, AL, a one-bedroom apartment averages $674 per month, a two-bedroom averages $772 per month, a three-bedroom averages $952 per month, according to HUD Fair Market Rent data.

What is the average salary in Jackson County?

In Jackson County, AL, the average household income is $49,454 per year and individual earnings for full-time workers average $34,915 per year, according to U.S. Census Bureau data.

What is the cost of living in Jackson County?

The estimated cost of living in Jackson County, AL is approximately $2,620 per month for a single person, $3,599 for a couple, $5,909 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Jackson County?

The combined sales tax rate in Jackson County, AL is 9.24%, which includes the Alabama state rate of 4.00% plus an average local rate of 5.24%.

Is Jackson County an affordable place to live?

Based on the data, a single person in Jackson County, AL would need approximately $2,620 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $49,454 per year ($4,121 per month). Jackson County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Jackson County?

The ACA marketplace benchmark premium in Jackson County, AL is approximately $480 per month for an individual. Approximately 10.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Jackson County?

The average home value in Jackson County, AL is $145,800, with average annual property taxes of $449, according to U.S. Census Bureau data.

How does Jackson County compare to other areas?

You can compare Jackson County, AL with any other US county using our comparison tool at /compare. Jackson County is in the Scottsboro, AL metro area.

Other counties in Alabama

Browse the full list of counties in Alabama, ranked by cost of living.

See all counties in Alabama

Compare Jackson County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP