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Lansing-East Lansing, MI

Cost of living in Ingham County, MI

Part of the Lansing Metro Area

Estimated monthly cost
$2,737/mo
for a single person, all categories combined

Population 282,015 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $905 33%
Healthcare $480 18%
Federal tax $410 15%
Groceries $326 12%
Transport $250 9%
Energy $191 7%
State tax $125 5%
Water $50 2%

Rent in Ingham County

Fair Market Rents by bedroom count.

Studio
$870
per month
1 bedroom
$905
per month
2 bedroom
$1,127
per month
3 bedroom
$1,465
per month
4 bedroom
$1,494
per month

Source: HUD FMR FY2025

Income and earnings in Ingham County

Annual earnings figures from the Census ACS.

Household income
$64,354
per year
Individual earnings
$35,161
per year
Per capita
$37,347
per year

Source: ACS 2019-2023 5-Year.

Home values in Ingham County

Average values reported by homeowners.

Average home value
$187,500
Annual property tax
$3,488

Source: ACS 2019-2023 5-Year

Energy costs in Ingham County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Ingham County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Ingham County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Ingham County

Commute patterns and estimated costs.

Average commute
20.7 min
Drive alone
67.5%
Public transit
2.5%
Work from home
15.2%

Source: ACS

Monthly cost estimates for Ingham County

What it costs to live in Ingham County each month.

Single person
$2,737
per month
  • Rent $905
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $250
  • Healthcare $480
  • Federal tax $410
  • State tax $125
Couple
$4,121
per month
  • Rent $1,127
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $350
  • Healthcare $864
  • Federal tax $723
  • State tax $228
Family
$6,592
per month
  • Rent $1,465
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $723
  • State tax $228

Frequently asked questions about Ingham County

Common questions about cost of living, rent and salary.

What is the average rent in Ingham County?

In Ingham County, MI, a one-bedroom apartment averages $905 per month, a two-bedroom averages $1,127 per month, a three-bedroom averages $1,465 per month, according to HUD Fair Market Rent data.

What is the average salary in Ingham County?

In Ingham County, MI, the average household income is $64,354 per year and individual earnings for full-time workers average $35,161 per year, according to U.S. Census Bureau data.

What is the cost of living in Ingham County?

The estimated cost of living in Ingham County, MI is approximately $2,737 per month for a single person, $4,121 for a couple, $6,592 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Ingham County?

The combined sales tax rate in Ingham County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Ingham County an affordable place to live?

Based on the data, a single person in Ingham County, MI would need approximately $2,737 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,354 per year ($5,363 per month). Ingham County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Ingham County?

The ACA marketplace benchmark premium in Ingham County, MI is approximately $480 per month for an individual. Approximately 4.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Ingham County?

The average home value in Ingham County, MI is $187,500, with average annual property taxes of $3,488, according to U.S. Census Bureau data.

How does Ingham County compare to other areas?

You can compare Ingham County, MI with any other US county using our comparison tool at /compare. Ingham County is in the Lansing-East Lansing, MI metro area.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Ingham County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP