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Indiana, PA

Cost of living in Indiana County, PA

Estimated monthly cost
$2,630/mo
for a single person, all categories combined

Population 83,213 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $799 30%
Healthcare $480 18%
Federal tax $350 13%
Groceries $341 13%
Transport $320 12%
Energy $205 8%
State tax $80 3%
Water $55 2%

Rent in Indiana County

Fair Market Rents by bedroom count.

Studio
$720
per month
1 bedroom
$799
per month
2 bedroom
$908
per month
3 bedroom
$1,228
per month
4 bedroom
$1,391
per month

Source: HUD FMR FY2025

Income and earnings in Indiana County

Annual earnings figures from the Census ACS.

Household income
$58,739
per year
Individual earnings
$31,441
per year
Per capita
$31,524
per year

Source: ACS 2019-2023 5-Year.

Home values in Indiana County

Average values reported by homeowners.

Average home value
$145,400
Annual property tax
$2,271

Source: ACS 2019-2023 5-Year

Energy costs in Indiana County

Estimated monthly electricity and gas costs.

Electricity
$143
per month · 17.9¢/kWh
Natural gas
$62
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Indiana County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Indiana County

State and local tax rates for Pennsylvania.

State income tax
3.1%
Flat rate
State sales tax
6.0%
Combined sales tax
6.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Indiana County

Commute patterns and estimated costs.

Average commute
25.2 min
Drive alone
75.7%
Public transit
0.4%
Work from home
7.4%

Source: ACS

Monthly cost estimates for Indiana County

What it costs to live in Indiana County each month.

Single person
$2,630
per month
  • Rent $799
  • Energy $205
  • Water $55
  • Groceries $341
  • Transport $320
  • Healthcare $480
  • Federal tax $350
  • State tax $80
Couple
$3,849
per month
  • Rent $908
  • Energy $246
  • Water $65
  • Groceries $565
  • Transport $420
  • Healthcare $864
  • Federal tax $631
  • State tax $150
Family
$6,319
per month
  • Rent $1,228
  • Energy $308
  • Water $75
  • Groceries $857
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $631
  • State tax $150

Frequently asked questions about Indiana County

Common questions about cost of living, rent and salary.

What is the average rent in Indiana County?

In Indiana County, PA, a one-bedroom apartment averages $799 per month, a two-bedroom averages $908 per month, a three-bedroom averages $1,228 per month, according to HUD Fair Market Rent data.

What is the average salary in Indiana County?

In Indiana County, PA, the average household income is $58,739 per year and individual earnings for full-time workers average $31,441 per year, according to U.S. Census Bureau data.

What is the cost of living in Indiana County?

The estimated cost of living in Indiana County, PA is approximately $2,630 per month for a single person, $3,849 for a couple, $6,319 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Indiana County?

The combined sales tax rate in Indiana County, PA is 6.34%, which includes the Pennsylvania state rate of 6.00% plus an average local rate of 0.34%.

Is Indiana County an affordable place to live?

Based on the data, a single person in Indiana County, PA would need approximately $2,630 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $58,739 per year ($4,895 per month). Indiana County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Indiana County?

The ACA marketplace benchmark premium in Indiana County, PA is approximately $480 per month for an individual. Approximately 7.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Indiana County?

The average home value in Indiana County, PA is $145,400, with average annual property taxes of $2,271, according to U.S. Census Bureau data.

How does Indiana County compare to other areas?

You can compare Indiana County, PA with any other US county using our comparison tool at /compare. Indiana County is in the Indiana, PA metro area.

Other counties in Pennsylvania

Browse the full list of counties in Pennsylvania, ranked by cost of living.

See all counties in Pennsylvania

Compare Indiana County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources