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Iowa

Cost of living in Humboldt County, IA

Estimated monthly cost
$2,819/mo
for a single person, all categories combined

Population 9,573 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $737 26%
Federal tax $542 19%
Healthcare $480 17%
Transport $320 11%
Groceries $315 11%
Energy $195 7%
State tax $180 6%
Water $50 2%

Rent in Humboldt County

Fair Market Rents by bedroom count.

Studio
$646
per month
1 bedroom
$737
per month
2 bedroom
$877
per month
3 bedroom
$1,229
per month
4 bedroom
$1,283
per month

Source: HUD FMR FY2025

Income and earnings in Humboldt County

Annual earnings figures from the Census ACS.

Household income
$66,994
per year
Individual earnings
$43,210
per year
Per capita
$38,775
per year

Source: ACS 2019-2023 5-Year.

Home values in Humboldt County

Average values reported by homeowners.

Average home value
$146,900
Annual property tax
$1,889

Source: ACS 2019-2023 5-Year

Energy costs in Humboldt County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Humboldt County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Humboldt County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Humboldt County

Commute patterns and estimated costs.

Average commute
19.4 min
Drive alone
76.8%
Public transit
0.2%
Work from home
11.0%

Source: ACS

Monthly cost estimates for Humboldt County

What it costs to live in Humboldt County each month.

Single person
$2,819
per month
  • Rent $737
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $542
  • State tax $180
Couple
$4,036
per month
  • Rent $877
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $766
  • State tax $293
Family
$6,512
per month
  • Rent $1,229
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $766
  • State tax $293

Frequently asked questions about Humboldt County

Common questions about cost of living, rent and salary.

What is the average rent in Humboldt County?

In Humboldt County, IA, a one-bedroom apartment averages $737 per month, a two-bedroom averages $877 per month, a three-bedroom averages $1,229 per month, according to HUD Fair Market Rent data.

What is the average salary in Humboldt County?

In Humboldt County, IA, the average household income is $66,994 per year and individual earnings for full-time workers average $43,210 per year, according to U.S. Census Bureau data.

What is the cost of living in Humboldt County?

The estimated cost of living in Humboldt County, IA is approximately $2,819 per month for a single person, $4,036 for a couple, $6,512 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Humboldt County?

The combined sales tax rate in Humboldt County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Humboldt County an affordable place to live?

Based on the data, a single person in Humboldt County, IA would need approximately $2,819 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $66,994 per year ($5,583 per month). Humboldt County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Humboldt County?

The ACA marketplace benchmark premium in Humboldt County, IA is approximately $480 per month for an individual. Approximately 6.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Humboldt County?

The average home value in Humboldt County, IA is $146,900, with average annual property taxes of $1,889, according to U.S. Census Bureau data.

How does Humboldt County compare to other areas?

You can compare Humboldt County, IA with any other US county using our comparison tool at /compare. Humboldt County is in Iowa.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Humboldt County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources