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Malvern, AR

Cost of living in Hot Spring County, AR

Estimated monthly cost
$2,495/mo
for a single person, all categories combined

Population 33,142 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $646 26%
Healthcare $480 19%
Federal tax $416 17%
Transport $320 13%
Groceries $303 12%
Energy $192 8%
State tax $83 3%
Water $55 2%

Rent in Hot Spring County

Fair Market Rents by bedroom count.

Studio
$638
per month
1 bedroom
$646
per month
2 bedroom
$848
per month
3 bedroom
$1,128
per month
4 bedroom
$1,424
per month

Source: HUD FMR FY2025

Income and earnings in Hot Spring County

Annual earnings figures from the Census ACS.

Household income
$52,644
per year
Individual earnings
$35,507
per year
Per capita
$26,304
per year

Source: ACS 2019-2023 5-Year.

Home values in Hot Spring County

Average values reported by homeowners.

Average home value
$127,900
Annual property tax
$650

Source: ACS 2019-2023 5-Year

Energy costs in Hot Spring County

Estimated monthly electricity and gas costs.

Electricity
$148
per month · 13.5¢/kWh
Natural gas
$44
per month
Annual total
$2,304
per year

Source: EIA

Healthcare in Hot Spring County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Hot Spring County

State and local tax rates for Arkansas.

State income tax
3.9%
Top marginal rate
State sales tax
6.5%
Combined sales tax
9.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Hot Spring County

Commute patterns and estimated costs.

Average commute
28.3 min
Drive alone
81.0%
Public transit
0.3%
Work from home
2.6%

Source: ACS

Monthly cost estimates for Hot Spring County

What it costs to live in Hot Spring County each month.

Single person
$2,495
per month
  • Rent $646
  • Energy $192
  • Water $55
  • Groceries $303
  • Transport $320
  • Healthcare $480
  • Federal tax $416
  • State tax $83
Couple
$3,599
per month
  • Rent $848
  • Energy $230
  • Water $65
  • Groceries $502
  • Transport $420
  • Healthcare $864
  • Federal tax $531
  • State tax $139
Family
$5,993
per month
  • Rent $1,128
  • Energy $288
  • Water $75
  • Groceries $762
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $531
  • State tax $139

Frequently asked questions about Hot Spring County

Common questions about cost of living, rent and salary.

What is the average rent in Hot Spring County?

In Hot Spring County, AR, a one-bedroom apartment averages $646 per month, a two-bedroom averages $848 per month, a three-bedroom averages $1,128 per month, according to HUD Fair Market Rent data.

What is the average salary in Hot Spring County?

In Hot Spring County, AR, the average household income is $52,644 per year and individual earnings for full-time workers average $35,507 per year, according to U.S. Census Bureau data.

What is the cost of living in Hot Spring County?

The estimated cost of living in Hot Spring County, AR is approximately $2,495 per month for a single person, $3,599 for a couple, $5,993 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Hot Spring County?

The combined sales tax rate in Hot Spring County, AR is 9.47%, which includes the Arkansas state rate of 6.50% plus an average local rate of 2.97%.

Is Hot Spring County an affordable place to live?

Based on the data, a single person in Hot Spring County, AR would need approximately $2,495 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $52,644 per year ($4,387 per month). Hot Spring County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Hot Spring County?

The ACA marketplace benchmark premium in Hot Spring County, AR is approximately $480 per month for an individual. Approximately 8.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Hot Spring County?

The average home value in Hot Spring County, AR is $127,900, with average annual property taxes of $650, according to U.S. Census Bureau data.

How does Hot Spring County compare to other areas?

You can compare Hot Spring County, AR with any other US county using our comparison tool at /compare. Hot Spring County is in the Malvern, AR metro area.

Other counties in Arkansas

Browse the full list of counties in Arkansas, ranked by cost of living.

See all counties in Arkansas

Compare Hot Spring County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources