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Madisonville, KY

Cost of living in Hopkins County, KY

Estimated monthly cost
$2,665/mo
for a single person, all categories combined

Population 45,143 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $700 26%
Healthcare $480 18%
Federal tax $474 18%
Transport $320 12%
Groceries $312 12%
Energy $194 7%
State tax $130 5%
Water $55 2%

Rent in Hopkins County

Fair Market Rents by bedroom count.

Studio
$657
per month
1 bedroom
$700
per month
2 bedroom
$919
per month
3 bedroom
$1,172
per month
4 bedroom
$1,310
per month

Source: HUD FMR FY2025

Income and earnings in Hopkins County

Annual earnings figures from the Census ACS.

Household income
$57,610
per year
Individual earnings
$39,035
per year
Per capita
$28,979
per year

Source: ACS 2019-2023 5-Year.

Home values in Hopkins County

Average values reported by homeowners.

Average home value
$128,800
Annual property tax
$1,057

Source: ACS 2019-2023 5-Year

Energy costs in Hopkins County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Hopkins County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Hopkins County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Hopkins County

Commute patterns and estimated costs.

Average commute
21.8 min
Drive alone
89.0%
Public transit
0.0%
Work from home
3.7%

Source: ACS

Monthly cost estimates for Hopkins County

What it costs to live in Hopkins County each month.

Single person
$2,665
per month
  • Rent $700
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $474
  • State tax $130
Couple
$3,823
per month
  • Rent $919
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $613
  • State tax $192
Family
$6,197
per month
  • Rent $1,172
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $613
  • State tax $192

Frequently asked questions about Hopkins County

Common questions about cost of living, rent and salary.

What is the average rent in Hopkins County?

In Hopkins County, KY, a one-bedroom apartment averages $700 per month, a two-bedroom averages $919 per month, a three-bedroom averages $1,172 per month, according to HUD Fair Market Rent data.

What is the average salary in Hopkins County?

In Hopkins County, KY, the average household income is $57,610 per year and individual earnings for full-time workers average $39,035 per year, according to U.S. Census Bureau data.

What is the cost of living in Hopkins County?

The estimated cost of living in Hopkins County, KY is approximately $2,665 per month for a single person, $3,823 for a couple, $6,197 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Hopkins County?

The combined sales tax rate in Hopkins County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Hopkins County an affordable place to live?

Based on the data, a single person in Hopkins County, KY would need approximately $2,665 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $57,610 per year ($4,801 per month). Hopkins County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Hopkins County?

The ACA marketplace benchmark premium in Hopkins County, KY is approximately $480 per month for an individual. Approximately 4.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Hopkins County?

The average home value in Hopkins County, KY is $128,800, with average annual property taxes of $1,057, according to U.S. Census Bureau data.

How does Hopkins County compare to other areas?

You can compare Hopkins County, KY with any other US county using our comparison tool at /compare. Hopkins County is in the Madisonville, KY metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Hopkins County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources