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Nebraska

Cost of living in Holt County, NE

Estimated monthly cost
$2,697/mo
for a single person, all categories combined

Population 10,093 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $751 28%
Healthcare $480 18%
Federal tax $461 17%
Groceries $320 12%
Transport $320 12%
Energy $185 7%
State tax $130 5%
Water $50 2%

Rent in Holt County

Fair Market Rents by bedroom count.

Studio
$622
per month
1 bedroom
$751
per month
2 bedroom
$907
per month
3 bedroom
$1,093
per month
4 bedroom
$1,204
per month

Source: HUD FMR FY2025

Income and earnings in Holt County

Annual earnings figures from the Census ACS.

Household income
$67,225
per year
Individual earnings
$38,230
per year
Per capita
$36,251
per year

Source: ACS 2019-2023 5-Year.

Home values in Holt County

Average values reported by homeowners.

Average home value
$152,000
Annual property tax
$1,731

Source: ACS 2019-2023 5-Year

Energy costs in Holt County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 13.1¢/kWh
Natural gas
$61
per month
Annual total
$2,220
per year

Source: EIA

Healthcare in Holt County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Holt County

State and local tax rates for Nebraska.

State income tax
5.8%
Top marginal rate
State sales tax
5.5%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Holt County

Commute patterns and estimated costs.

Average commute
15.7 min
Drive alone
79.7%
Public transit
0.0%
Work from home
8.1%

Source: ACS

Monthly cost estimates for Holt County

What it costs to live in Holt County each month.

Single person
$2,697
per month
  • Rent $751
  • Energy $185
  • Water $50
  • Groceries $320
  • Transport $320
  • Healthcare $480
  • Federal tax $461
  • State tax $130
Couple
$4,044
per month
  • Rent $907
  • Energy $222
  • Water $60
  • Groceries $530
  • Transport $420
  • Healthcare $864
  • Federal tax $770
  • State tax $271
Family
$6,357
per month
  • Rent $1,093
  • Energy $278
  • Water $70
  • Groceries $805
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $770
  • State tax $271

Frequently asked questions about Holt County

Common questions about cost of living, rent and salary.

What is the average rent in Holt County?

In Holt County, NE, a one-bedroom apartment averages $751 per month, a two-bedroom averages $907 per month, a three-bedroom averages $1,093 per month, according to HUD Fair Market Rent data.

What is the average salary in Holt County?

In Holt County, NE, the average household income is $67,225 per year and individual earnings for full-time workers average $38,230 per year, according to U.S. Census Bureau data.

What is the cost of living in Holt County?

The estimated cost of living in Holt County, NE is approximately $2,697 per month for a single person, $4,044 for a couple, $6,357 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Holt County?

The combined sales tax rate in Holt County, NE is 7.00%, which includes the Nebraska state rate of 5.50% plus an average local rate of 1.50%.

Is Holt County an affordable place to live?

Based on the data, a single person in Holt County, NE would need approximately $2,697 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $67,225 per year ($5,602 per month). Holt County is relatively affordable compared to the national average.

How much does healthcare cost in Holt County?

The ACA marketplace benchmark premium in Holt County, NE is approximately $480 per month for an individual. Approximately 7.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Holt County?

The average home value in Holt County, NE is $152,000, with average annual property taxes of $1,731, according to U.S. Census Bureau data.

How does Holt County compare to other areas?

You can compare Holt County, NE with any other US county using our comparison tool at /compare. Holt County is in Nebraska.

Other counties in Nebraska

Browse the full list of counties in Nebraska, ranked by cost of living.

See all counties in Nebraska

Compare Holt County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP