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Florida

Cost of living in Holmes County, FL

Estimated monthly cost
$2,631/mo
for a single person, all categories combined

Population 19,626 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $831 32%
Healthcare $480 18%
Federal tax $396 15%
Groceries $352 13%
Transport $320 12%
Energy $197 7%
Water $55 2%
State tax $0 0%

Rent in Holmes County

Fair Market Rents by bedroom count.

Studio
$811
per month
1 bedroom
$831
per month
2 bedroom
$933
per month
3 bedroom
$1,232
per month
4 bedroom
$1,237
per month

Source: HUD FMR FY2025

Income and earnings in Holmes County

Annual earnings figures from the Census ACS.

Household income
$48,236
per year
Individual earnings
$34,280
per year
Per capita
$24,505
per year

Source: ACS 2019-2023 5-Year.

Home values in Holmes County

Average values reported by homeowners.

Average home value
$101,400
Annual property tax
$527

Source: ACS 2019-2023 5-Year

Energy costs in Holmes County

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Holmes County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
13.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Holmes County

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Holmes County

Commute patterns and estimated costs.

Average commute
32.3 min
Drive alone
87.1%
Public transit
0.0%
Work from home
5.4%

Source: ACS

Monthly cost estimates for Holmes County

What it costs to live in Holmes County each month.

Single person
$2,631
per month
  • Rent $831
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $396
  • State tax $0
Couple
$3,567
per month
  • Rent $933
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $466
  • State tax $0
Family
$6,024
per month
  • Rent $1,232
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $466
  • State tax $0

Frequently asked questions about Holmes County

Common questions about cost of living, rent and salary.

What is the average rent in Holmes County?

In Holmes County, FL, a one-bedroom apartment averages $831 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,232 per month, according to HUD Fair Market Rent data.

What is the average salary in Holmes County?

In Holmes County, FL, the average household income is $48,236 per year and individual earnings for full-time workers average $34,280 per year, according to U.S. Census Bureau data.

What is the cost of living in Holmes County?

The estimated cost of living in Holmes County, FL is approximately $2,631 per month for a single person, $3,567 for a couple, $6,024 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Holmes County?

The combined sales tax rate in Holmes County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Holmes County an affordable place to live?

Based on the data, a single person in Holmes County, FL would need approximately $2,631 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $48,236 per year ($4,020 per month). Holmes County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Holmes County?

The ACA marketplace benchmark premium in Holmes County, FL is approximately $480 per month for an individual. Approximately 13.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Holmes County?

The average home value in Holmes County, FL is $101,400, with average annual property taxes of $527, according to U.S. Census Bureau data.

How does Holmes County compare to other areas?

You can compare Holmes County, FL with any other US county using our comparison tool at /compare. Holmes County is in Florida.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources