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Manchester-Nashua, NH

Cost of living in Manchester, New Hampshire

Hillsborough County, NH

Part of the Manchester Metro Area

Estimated monthly cost
$3,355/mo
for a single person, all categories combined

Population 424,732 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,206 36%
Federal tax $704 21%
Healthcare $480 14%
Groceries $371 11%
Transport $320 10%
Energy $219 7%
Water $55 2%
State tax $0 0%

Rent in Manchester

Fair Market Rents by bedroom count.

Studio
$1,112
per month
1 bedroom
$1,206
per month
2 bedroom
$1,629
per month
3 bedroom
$1,762
per month
4 bedroom
$1,986
per month

Source: ACS 2019-2023 5-Year

Income and earnings in Manchester

Annual earnings figures from the Census ACS.

Household income
$100,436
per year
Individual earnings
$53,071
per year
Per capita
$52,243
per year

Source: ACS 2019-2023 5-Year.

Home values in Manchester

Average values reported by homeowners.

Average home value
$385,500
Annual property tax
$6,791

Source: ACS 2019-2023 5-Year

Energy costs in Manchester

Estimated monthly electricity and gas costs.

Electricity
$143
per month · 23.8¢/kWh
Natural gas
$76
per month
Annual total
$2,628
per year

Source: EIA

Healthcare in Manchester

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Manchester

State and local tax rates for New Hampshire.

No state income tax
New Hampshire does not levy a personal income tax.
State sales tax
0.0%
Combined sales tax
0.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Manchester

Commute patterns and estimated costs.

Average commute
27.1 min
Drive alone
72.9%
Public transit
0.6%
Work from home
16.1%

Source: ACS

Monthly cost estimates for Manchester

What it costs to live in Manchester each month.

Single person
$3,355
per month
  • Rent $1,206
  • Energy $219
  • Water $55
  • Groceries $371
  • Transport $320
  • Healthcare $480
  • Federal tax $704
  • State tax $0
Couple
$5,170
per month
  • Rent $1,629
  • Energy $263
  • Water $65
  • Groceries $615
  • Transport $420
  • Healthcare $864
  • Federal tax $1,314
  • State tax $0
Family
$7,482
per month
  • Rent $1,762
  • Energy $328
  • Water $75
  • Groceries $933
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,314
  • State tax $0

Frequently asked questions about Manchester

Common questions about cost of living, rent and salary.

What is the average rent in Manchester?

In Manchester, New Hampshire, a one-bedroom apartment averages $1,206 per month, a two-bedroom averages $1,629 per month, a three-bedroom averages $1,762 per month, according to HUD Fair Market Rent data.

What is the average salary in Manchester?

In Manchester, New Hampshire, the average household income is $100,436 per year and individual earnings for full-time workers average $53,071 per year, according to U.S. Census Bureau data.

What is the cost of living in Manchester?

The estimated cost of living in Manchester, New Hampshire is approximately $3,355 per month for a single person, $5,170 for a couple, $7,482 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Manchester?

The combined sales tax rate in Manchester, New Hampshire is 0.00%, which includes the New Hampshire state rate of 0.00% plus an average local rate of 0.00%.

Is Manchester an affordable place to live?

Based on the data, a single person in Manchester, New Hampshire would need approximately $3,355 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $100,436 per year ($8,370 per month). Manchester is relatively affordable compared to the national average.

How much does healthcare cost in Manchester?

The ACA marketplace benchmark premium in Manchester, New Hampshire is approximately $480 per month for an individual. Approximately 6.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Manchester?

The average home value in Manchester, New Hampshire is $385,500, with average annual property taxes of $6,791, according to U.S. Census Bureau data.

How does Manchester compare to other areas?

You can compare Manchester, New Hampshire with any other US county using our comparison tool at /compare. Manchester is in the Manchester-Nashua, NH metro area.

Other counties in New Hampshire

Browse the full list of counties in New Hampshire, ranked by cost of living.

See all counties in New Hampshire

Compare Manchester with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources