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North Carolina

Cost of living in Hertford County, NC

Estimated monthly cost
$2,596/mo
for a single person, all categories combined

Population 20,492 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $758 29%
Healthcare $480 18%
Federal tax $351 14%
Groceries $327 13%
Transport $320 12%
Energy $187 7%
State tax $118 5%
Water $55 2%

Rent in Hertford County

Fair Market Rents by bedroom count.

Studio
$682
per month
1 bedroom
$758
per month
2 bedroom
$995
per month
3 bedroom
$1,233
per month
4 bedroom
$1,319
per month

Source: HUD FMR FY2025

Income and earnings in Hertford County

Annual earnings figures from the Census ACS.

Household income
$47,472
per year
Individual earnings
$31,514
per year
Per capita
$27,562
per year

Source: ACS 2019-2023 5-Year.

Home values in Hertford County

Average values reported by homeowners.

Average home value
$111,100
Annual property tax
$1,083

Source: ACS 2019-2023 5-Year

Energy costs in Hertford County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 14¢/kWh
Natural gas
$40
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Hertford County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Hertford County

State and local tax rates for North Carolina.

State income tax
4.5%
Flat rate
State sales tax
4.8%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Hertford County

Commute patterns and estimated costs.

Average commute
27.8 min
Drive alone
77.0%
Public transit
0.8%
Work from home
4.6%

Source: ACS

Monthly cost estimates for Hertford County

What it costs to live in Hertford County each month.

Single person
$2,596
per month
  • Rent $758
  • Energy $187
  • Water $55
  • Groceries $327
  • Transport $320
  • Healthcare $480
  • Federal tax $351
  • State tax $118
Couple
$3,743
per month
  • Rent $995
  • Energy $224
  • Water $65
  • Groceries $542
  • Transport $420
  • Healthcare $864
  • Federal tax $455
  • State tax $178
Family
$6,113
per month
  • Rent $1,233
  • Energy $280
  • Water $75
  • Groceries $822
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $455
  • State tax $178

Frequently asked questions about Hertford County

Common questions about cost of living, rent and salary.

What is the average rent in Hertford County?

In Hertford County, NC, a one-bedroom apartment averages $758 per month, a two-bedroom averages $995 per month, a three-bedroom averages $1,233 per month, according to HUD Fair Market Rent data.

What is the average salary in Hertford County?

In Hertford County, NC, the average household income is $47,472 per year and individual earnings for full-time workers average $31,514 per year, according to U.S. Census Bureau data.

What is the cost of living in Hertford County?

The estimated cost of living in Hertford County, NC is approximately $2,596 per month for a single person, $3,743 for a couple, $6,113 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Hertford County?

The combined sales tax rate in Hertford County, NC is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.

Is Hertford County an affordable place to live?

Based on the data, a single person in Hertford County, NC would need approximately $2,596 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $47,472 per year ($3,956 per month). Hertford County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Hertford County?

The ACA marketplace benchmark premium in Hertford County, NC is approximately $480 per month for an individual. Approximately 9.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Hertford County?

The average home value in Hertford County, NC is $111,100, with average annual property taxes of $1,083, according to U.S. Census Bureau data.

How does Hertford County compare to other areas?

You can compare Hertford County, NC with any other US county using our comparison tool at /compare. Hertford County is in North Carolina.

Other counties in North Carolina

Browse the full list of counties in North Carolina, ranked by cost of living.

See all counties in North Carolina

Compare Hertford County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources