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Tennessee

Cost of living in Henderson County, TN

Estimated monthly cost
$2,631/mo
for a single person, all categories combined

Population 27,906 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $816 31%
Healthcare $480 18%
Federal tax $452 17%
Transport $320 12%
Groceries $317 12%
Energy $191 7%
Water $55 2%
State tax $0 0%

Rent in Henderson County

Fair Market Rents by bedroom count.

Studio
$723
per month
1 bedroom
$816
per month
2 bedroom
$903
per month
3 bedroom
$1,145
per month
4 bedroom
$1,197
per month

Source: HUD FMR FY2025

Income and earnings in Henderson County

Annual earnings figures from the Census ACS.

Household income
$53,471
per year
Individual earnings
$37,676
per year
Per capita
$27,722
per year

Source: ACS 2019-2023 5-Year.

Home values in Henderson County

Average values reported by homeowners.

Average home value
$156,000
Annual property tax
$732

Source: ACS 2019-2023 5-Year

Energy costs in Henderson County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Henderson County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Henderson County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Henderson County

Commute patterns and estimated costs.

Average commute
27.0 min
Drive alone
84.6%
Public transit
0.0%
Work from home
9.4%

Source: ACS

Monthly cost estimates for Henderson County

What it costs to live in Henderson County each month.

Single person
$2,631
per month
  • Rent $816
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $452
  • State tax $0
Couple
$3,551
per month
  • Rent $903
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $545
  • State tax $0
Family
$5,918
per month
  • Rent $1,145
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $545
  • State tax $0

Frequently asked questions about Henderson County

Common questions about cost of living, rent and salary.

What is the average rent in Henderson County?

In Henderson County, TN, a one-bedroom apartment averages $816 per month, a two-bedroom averages $903 per month, a three-bedroom averages $1,145 per month, according to HUD Fair Market Rent data.

What is the average salary in Henderson County?

In Henderson County, TN, the average household income is $53,471 per year and individual earnings for full-time workers average $37,676 per year, according to U.S. Census Bureau data.

What is the cost of living in Henderson County?

The estimated cost of living in Henderson County, TN is approximately $2,631 per month for a single person, $3,551 for a couple, $5,918 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Henderson County?

The combined sales tax rate in Henderson County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Henderson County an affordable place to live?

Based on the data, a single person in Henderson County, TN would need approximately $2,631 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $53,471 per year ($4,456 per month). Henderson County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Henderson County?

The ACA marketplace benchmark premium in Henderson County, TN is approximately $480 per month for an individual. Approximately 11.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Henderson County?

The average home value in Henderson County, TN is $156,000, with average annual property taxes of $732, according to U.S. Census Bureau data.

How does Henderson County compare to other areas?

You can compare Henderson County, TN with any other US county using our comparison tool at /compare. Henderson County is in Tennessee.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Henderson County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources