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Tennessee

Cost of living in Haywood County, TN

Estimated monthly cost
$2,408/mo
for a single person, all categories combined

Population 17,672 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $685 28%
Healthcare $480 20%
Federal tax $360 15%
Transport $320 13%
Groceries $317 13%
Energy $191 8%
Water $55 2%
State tax $0 0%

Rent in Haywood County

Fair Market Rents by bedroom count.

Studio
$681
per month
1 bedroom
$685
per month
2 bedroom
$899
per month
3 bedroom
$1,199
per month
4 bedroom
$1,429
per month

Source: HUD FMR FY2025

Income and earnings in Haywood County

Annual earnings figures from the Census ACS.

Household income
$43,513
per year
Individual earnings
$32,100
per year
Per capita
$25,554
per year

Source: ACS 2019-2023 5-Year.

Home values in Haywood County

Average values reported by homeowners.

Average home value
$119,600
Annual property tax
$854

Source: ACS 2019-2023 5-Year

Energy costs in Haywood County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Haywood County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Haywood County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Haywood County

Commute patterns and estimated costs.

Average commute
26.6 min
Drive alone
82.2%
Public transit
0.0%
Work from home
4.4%

Source: ACS

Monthly cost estimates for Haywood County

What it costs to live in Haywood County each month.

Single person
$2,408
per month
  • Rent $685
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $360
  • State tax $0
Couple
$3,399
per month
  • Rent $899
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $397
  • State tax $0
Family
$5,824
per month
  • Rent $1,199
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $397
  • State tax $0

Frequently asked questions about Haywood County

Common questions about cost of living, rent and salary.

What is the average rent in Haywood County?

In Haywood County, TN, a one-bedroom apartment averages $685 per month, a two-bedroom averages $899 per month, a three-bedroom averages $1,199 per month, according to HUD Fair Market Rent data.

What is the average salary in Haywood County?

In Haywood County, TN, the average household income is $43,513 per year and individual earnings for full-time workers average $32,100 per year, according to U.S. Census Bureau data.

What is the cost of living in Haywood County?

The estimated cost of living in Haywood County, TN is approximately $2,408 per month for a single person, $3,399 for a couple, $5,824 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Haywood County?

The combined sales tax rate in Haywood County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Haywood County an affordable place to live?

Based on the data, a single person in Haywood County, TN would need approximately $2,408 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $43,513 per year ($3,626 per month). Haywood County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Haywood County?

The ACA marketplace benchmark premium in Haywood County, TN is approximately $480 per month for an individual. Approximately 11.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Haywood County?

The average home value in Haywood County, TN is $119,600, with average annual property taxes of $854, according to U.S. Census Bureau data.

How does Haywood County compare to other areas?

You can compare Haywood County, TN with any other US county using our comparison tool at /compare. Haywood County is in Tennessee.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Haywood County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources