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Harrisonburg, VA

Cost of living in Harrisonburg city, VA

Part of the Harrisonburg Metro Area

Estimated monthly cost
$2,733/mo
for a single person, all categories combined

Population 51,492 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,088 40%
Healthcare $480 18%
Groceries $355 13%
Transport $250 9%
Federal tax $215 8%
Energy $202 7%
State tax $88 3%
Water $55 2%

Rent in Harrisonburg city

Fair Market Rents by bedroom count.

Studio
$1,081
per month
1 bedroom
$1,088
per month
2 bedroom
$1,392
per month
3 bedroom
$1,883
per month
4 bedroom
$2,314
per month

Source: HUD FMR FY2025

Income and earnings in Harrisonburg city

Annual earnings figures from the Census ACS.

Household income
$59,752
per year
Individual earnings
$22,856
per year
Per capita
$27,957
per year

Source: ACS 2019-2023 5-Year.

Home values in Harrisonburg city

Average values reported by homeowners.

Average home value
$278,200
Annual property tax
$2,172

Source: ACS 2019-2023 5-Year

Energy costs in Harrisonburg city

Estimated monthly electricity and gas costs.

Electricity
$153
per month · 14.6¢/kWh
Natural gas
$49
per month
Annual total
$2,424
per year

Source: EIA

Healthcare in Harrisonburg city

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Harrisonburg city

State and local tax rates for Virginia.

State income tax
5.8%
Top marginal rate
State sales tax
5.3%
Combined sales tax
5.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Harrisonburg city

Commute patterns and estimated costs.

Average commute
17.1 min
Drive alone
68.6%
Public transit
1.3%
Work from home
8.6%

Source: ACS

Monthly cost estimates for Harrisonburg city

What it costs to live in Harrisonburg city each month.

Single person
$2,733
per month
  • Rent $1,088
  • Energy $202
  • Water $55
  • Groceries $355
  • Transport $250
  • Healthcare $480
  • Federal tax $215
  • State tax $88
Couple
$4,414
per month
  • Rent $1,392
  • Energy $242
  • Water $65
  • Groceries $588
  • Transport $350
  • Healthcare $864
  • Federal tax $648
  • State tax $265
Family
$7,067
per month
  • Rent $1,883
  • Energy $303
  • Water $75
  • Groceries $893
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $648
  • State tax $265

Frequently asked questions about Harrisonburg city

Common questions about cost of living, rent and salary.

What is the average rent in Harrisonburg city?

In Harrisonburg city, VA, a one-bedroom apartment averages $1,088 per month, a two-bedroom averages $1,392 per month, a three-bedroom averages $1,883 per month, according to HUD Fair Market Rent data.

What is the average salary in Harrisonburg city?

In Harrisonburg city, VA, the average household income is $59,752 per year and individual earnings for full-time workers average $22,856 per year, according to U.S. Census Bureau data.

What is the cost of living in Harrisonburg city?

The estimated cost of living in Harrisonburg city, VA is approximately $2,733 per month for a single person, $4,414 for a couple, $7,067 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Harrisonburg city?

The combined sales tax rate in Harrisonburg city, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.

Is Harrisonburg city an affordable place to live?

Based on the data, a single person in Harrisonburg city, VA would need approximately $2,733 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,752 per year ($4,979 per month). Harrisonburg city has a moderate cost of living relative to local earnings.

How much does healthcare cost in Harrisonburg city?

The ACA marketplace benchmark premium in Harrisonburg city, VA is approximately $480 per month for an individual. Approximately 10.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Harrisonburg city?

The average home value in Harrisonburg city, VA is $278,200, with average annual property taxes of $2,172, according to U.S. Census Bureau data.

How does Harrisonburg city compare to other areas?

You can compare Harrisonburg city, VA with any other US county using our comparison tool at /compare. Harrisonburg city is in the Harrisonburg, VA metro area.

Other counties in Virginia

Browse the full list of counties in Virginia, ranked by cost of living.

See all counties in Virginia

Compare Harrisonburg city with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources