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Gulfport-Biloxi, MS

Cost of living in Harrison County, MS

Part of the Gulfport Metro Area

Estimated monthly cost
$2,820/mo
for a single person, all categories combined

Population 209,443 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $896 32%
Healthcare $480 17%
Federal tax $424 15%
Transport $320 11%
Groceries $298 11%
Energy $197 7%
State tax $150 5%
Water $55 2%

Rent in Harrison County

Fair Market Rents by bedroom count.

Studio
$766
per month
1 bedroom
$896
per month
2 bedroom
$1,117
per month
3 bedroom
$1,446
per month
4 bedroom
$1,540
per month

Source: HUD FMR FY2025

Income and earnings in Harrison County

Annual earnings figures from the Census ACS.

Household income
$57,233
per year
Individual earnings
$35,975
per year
Per capita
$31,586
per year

Source: ACS 2019-2023 5-Year.

Home values in Harrison County

Average values reported by homeowners.

Average home value
$199,300
Annual property tax
$1,289

Source: ACS 2019-2023 5-Year

Energy costs in Harrison County

Estimated monthly electricity and gas costs.

Electricity
$158
per month · 13.7¢/kWh
Natural gas
$39
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Harrison County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
13.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Harrison County

State and local tax rates for Mississippi.

State income tax
5.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Harrison County

Commute patterns and estimated costs.

Average commute
23.3 min
Drive alone
80.2%
Public transit
0.2%
Work from home
5.7%

Source: ACS

Monthly cost estimates for Harrison County

What it costs to live in Harrison County each month.

Single person
$2,820
per month
  • Rent $896
  • Energy $197
  • Water $55
  • Groceries $298
  • Transport $320
  • Healthcare $480
  • Federal tax $424
  • State tax $150
Couple
$4,041
per month
  • Rent $1,117
  • Energy $236
  • Water $65
  • Groceries $494
  • Transport $420
  • Healthcare $864
  • Federal tax $607
  • State tax $238
Family
$6,481
per month
  • Rent $1,446
  • Energy $296
  • Water $75
  • Groceries $749
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $607
  • State tax $238

Frequently asked questions about Harrison County

Common questions about cost of living, rent and salary.

What is the average rent in Harrison County?

In Harrison County, MS, a one-bedroom apartment averages $896 per month, a two-bedroom averages $1,117 per month, a three-bedroom averages $1,446 per month, according to HUD Fair Market Rent data.

What is the average salary in Harrison County?

In Harrison County, MS, the average household income is $57,233 per year and individual earnings for full-time workers average $35,975 per year, according to U.S. Census Bureau data.

What is the cost of living in Harrison County?

The estimated cost of living in Harrison County, MS is approximately $2,820 per month for a single person, $4,041 for a couple, $6,481 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Harrison County?

The combined sales tax rate in Harrison County, MS is 7.07%, which includes the Mississippi state rate of 7.00% plus an average local rate of 0.07%.

Is Harrison County an affordable place to live?

Based on the data, a single person in Harrison County, MS would need approximately $2,820 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $57,233 per year ($4,769 per month). Harrison County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Harrison County?

The ACA marketplace benchmark premium in Harrison County, MS is approximately $480 per month for an individual. Approximately 13.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Harrison County?

The average home value in Harrison County, MS is $199,300, with average annual property taxes of $1,289, according to U.S. Census Bureau data.

How does Harrison County compare to other areas?

You can compare Harrison County, MS with any other US county using our comparison tool at /compare. Harrison County is in the Gulfport-Biloxi, MS metro area.

Other counties in Mississippi

Browse the full list of counties in Mississippi, ranked by cost of living.

See all counties in Mississippi

Compare Harrison County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP