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Kentucky

Cost of living in Harrison County, KY

Estimated monthly cost
$2,719/mo
for a single person, all categories combined

Population 18,971 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $783 29%
Healthcare $480 18%
Federal tax $450 17%
Transport $320 12%
Groceries $312 11%
Energy $194 7%
State tax $125 5%
Water $55 2%

Rent in Harrison County

Fair Market Rents by bedroom count.

Studio
$624
per month
1 bedroom
$783
per month
2 bedroom
$867
per month
3 bedroom
$1,145
per month
4 bedroom
$1,149
per month

Source: HUD FMR FY2025

Income and earnings in Harrison County

Annual earnings figures from the Census ACS.

Household income
$63,205
per year
Individual earnings
$37,573
per year
Per capita
$31,696
per year

Source: ACS 2019-2023 5-Year.

Home values in Harrison County

Average values reported by homeowners.

Average home value
$188,900
Annual property tax
$1,282

Source: ACS 2019-2023 5-Year

Energy costs in Harrison County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Harrison County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Harrison County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Harrison County

Commute patterns and estimated costs.

Average commute
28.9 min
Drive alone
80.6%
Public transit
0.0%
Work from home
5.1%

Source: ACS

Monthly cost estimates for Harrison County

What it costs to live in Harrison County each month.

Single person
$2,719
per month
  • Rent $783
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $450
  • State tax $125
Couple
$3,881
per month
  • Rent $867
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $704
  • State tax $211
Family
$6,280
per month
  • Rent $1,145
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $704
  • State tax $211

Frequently asked questions about Harrison County

Common questions about cost of living, rent and salary.

What is the average rent in Harrison County?

In Harrison County, KY, a one-bedroom apartment averages $783 per month, a two-bedroom averages $867 per month, a three-bedroom averages $1,145 per month, according to HUD Fair Market Rent data.

What is the average salary in Harrison County?

In Harrison County, KY, the average household income is $63,205 per year and individual earnings for full-time workers average $37,573 per year, according to U.S. Census Bureau data.

What is the cost of living in Harrison County?

The estimated cost of living in Harrison County, KY is approximately $2,719 per month for a single person, $3,881 for a couple, $6,280 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Harrison County?

The combined sales tax rate in Harrison County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Harrison County an affordable place to live?

Based on the data, a single person in Harrison County, KY would need approximately $2,719 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $63,205 per year ($5,267 per month). Harrison County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Harrison County?

The ACA marketplace benchmark premium in Harrison County, KY is approximately $480 per month for an individual. Approximately 3.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Harrison County?

The average home value in Harrison County, KY is $188,900, with average annual property taxes of $1,282, according to U.S. Census Bureau data.

How does Harrison County compare to other areas?

You can compare Harrison County, KY with any other US county using our comparison tool at /compare. Harrison County is in Kentucky.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Harrison County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP