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Anderson Creek, NC

Cost of living in Harnett County, NC

Estimated monthly cost
$2,816/mo
for a single person, all categories combined

Population 136,503 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $796 28%
Federal tax $499 18%
Healthcare $480 17%
Groceries $327 12%
Transport $320 11%
Energy $187 7%
State tax $152 5%
Water $55 2%

Rent in Harnett County

Fair Market Rents by bedroom count.

Studio
$791
per month
1 bedroom
$796
per month
2 bedroom
$1,044
per month
3 bedroom
$1,463
per month
4 bedroom
$1,753
per month

Source: HUD FMR FY2025

Income and earnings in Harnett County

Annual earnings figures from the Census ACS.

Household income
$69,012
per year
Individual earnings
$40,597
per year
Per capita
$31,382
per year

Source: ACS 2019-2023 5-Year.

Home values in Harnett County

Average values reported by homeowners.

Average home value
$220,700
Annual property tax
$1,642

Source: ACS 2019-2023 5-Year

Energy costs in Harnett County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 14¢/kWh
Natural gas
$40
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Harnett County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Harnett County

State and local tax rates for North Carolina.

State income tax
4.5%
Flat rate
State sales tax
4.8%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Harnett County

Commute patterns and estimated costs.

Average commute
32.4 min
Drive alone
80.0%
Public transit
0.0%
Work from home
7.0%

Source: ACS

Monthly cost estimates for Harnett County

What it costs to live in Harnett County each month.

Single person
$2,816
per month
  • Rent $796
  • Energy $187
  • Water $55
  • Groceries $327
  • Transport $320
  • Healthcare $480
  • Federal tax $499
  • State tax $152
Couple
$4,217
per month
  • Rent $1,044
  • Energy $224
  • Water $65
  • Groceries $542
  • Transport $420
  • Healthcare $864
  • Federal tax $799
  • State tax $259
Family
$6,768
per month
  • Rent $1,463
  • Energy $280
  • Water $75
  • Groceries $822
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $799
  • State tax $259

Frequently asked questions about Harnett County

Common questions about cost of living, rent and salary.

What is the average rent in Harnett County?

In Harnett County, NC, a one-bedroom apartment averages $796 per month, a two-bedroom averages $1,044 per month, a three-bedroom averages $1,463 per month, according to HUD Fair Market Rent data.

What is the average salary in Harnett County?

In Harnett County, NC, the average household income is $69,012 per year and individual earnings for full-time workers average $40,597 per year, according to U.S. Census Bureau data.

What is the cost of living in Harnett County?

The estimated cost of living in Harnett County, NC is approximately $2,816 per month for a single person, $4,217 for a couple, $6,768 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Harnett County?

The combined sales tax rate in Harnett County, NC is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.

Is Harnett County an affordable place to live?

Based on the data, a single person in Harnett County, NC would need approximately $2,816 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $69,012 per year ($5,751 per month). Harnett County is relatively affordable compared to the national average.

How much does healthcare cost in Harnett County?

The ACA marketplace benchmark premium in Harnett County, NC is approximately $480 per month for an individual. Approximately 10.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Harnett County?

The average home value in Harnett County, NC is $220,700, with average annual property taxes of $1,642, according to U.S. Census Bureau data.

How does Harnett County compare to other areas?

You can compare Harnett County, NC with any other US county using our comparison tool at /compare. Harnett County is in the Anderson Creek, NC metro area.

Other counties in North Carolina

Browse the full list of counties in North Carolina, ranked by cost of living.

See all counties in North Carolina

Compare Harnett County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources