Cost of living in Harmon County, OK
Population 2,452 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Harmon County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Harmon County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Harmon County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Harmon County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Harmon County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Harmon County
State and local tax rates for Oklahoma.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Harmon County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Harmon County
What it costs to live in Harmon County each month.
- Rent $711
- Energy $184
- Water $55
- Groceries $310
- Transport $320
- Healthcare $480
- Federal tax $418
- State tax $141
- Rent $910
- Energy $221
- Water $65
- Groceries $514
- Transport $420
- Healthcare $864
- Federal tax $558
- State tax $215
- Rent $1,096
- Energy $276
- Water $75
- Groceries $779
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $558
- State tax $215
Frequently asked questions about Harmon County
Common questions about cost of living, rent and salary.
What is the average rent in Harmon County?
In Harmon County, OK, a one-bedroom apartment averages $711 per month, a two-bedroom averages $910 per month, a three-bedroom averages $1,096 per month, according to HUD Fair Market Rent data.
What is the average salary in Harmon County?
In Harmon County, OK, the average household income is $54,286 per year and individual earnings for full-time workers average $35,593 per year, according to U.S. Census Bureau data.
What is the cost of living in Harmon County?
The estimated cost of living in Harmon County, OK is approximately $2,619 per month for a single person, $3,767 for a couple, $6,069 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Harmon County?
The combined sales tax rate in Harmon County, OK is 8.97%, which includes the Oklahoma state rate of 4.50% plus an average local rate of 4.47%.
Is Harmon County an affordable place to live?
Based on the data, a single person in Harmon County, OK would need approximately $2,619 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $54,286 per year ($4,524 per month). Harmon County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Harmon County?
The ACA marketplace benchmark premium in Harmon County, OK is approximately $480 per month for an individual. Approximately 22.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Harmon County?
The average home value in Harmon County, OK is $75,700, with average annual property taxes of $528, according to U.S. Census Bureau data.
How does Harmon County compare to other areas?
You can compare Harmon County, OK with any other US county using our comparison tool at /compare. Harmon County is in Oklahoma.
Other counties in Oklahoma
Browse the full list of counties in Oklahoma, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP