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Florida

Cost of living in Hardee County, FL

Estimated monthly cost
$2,599/mo
for a single person, all categories combined

Population 25,508 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $788 30%
Healthcare $480 18%
Federal tax $407 16%
Groceries $352 14%
Transport $320 12%
Energy $197 8%
Water $55 2%
State tax $0 0%

Rent in Hardee County

Fair Market Rents by bedroom count.

Studio
$783
per month
1 bedroom
$788
per month
2 bedroom
$1,003
per month
3 bedroom
$1,335
per month
4 bedroom
$1,340
per month

Source: HUD FMR FY2025

Income and earnings in Hardee County

Annual earnings figures from the Census ACS.

Household income
$54,231
per year
Individual earnings
$34,974
per year
Per capita
$26,225
per year

Source: ACS 2019-2023 5-Year.

Home values in Hardee County

Average values reported by homeowners.

Average home value
$129,400
Annual property tax
$1,358

Source: ACS 2019-2023 5-Year

Energy costs in Hardee County

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Hardee County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
16.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Hardee County

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Hardee County

Commute patterns and estimated costs.

Average commute
27.9 min
Drive alone
71.9%
Public transit
1.0%
Work from home
4.0%

Source: ACS

Monthly cost estimates for Hardee County

What it costs to live in Hardee County each month.

Single person
$2,599
per month
  • Rent $788
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $407
  • State tax $0
Couple
$3,728
per month
  • Rent $1,003
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $557
  • State tax $0
Family
$6,218
per month
  • Rent $1,335
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $557
  • State tax $0

Frequently asked questions about Hardee County

Common questions about cost of living, rent and salary.

What is the average rent in Hardee County?

In Hardee County, FL, a one-bedroom apartment averages $788 per month, a two-bedroom averages $1,003 per month, a three-bedroom averages $1,335 per month, according to HUD Fair Market Rent data.

What is the average salary in Hardee County?

In Hardee County, FL, the average household income is $54,231 per year and individual earnings for full-time workers average $34,974 per year, according to U.S. Census Bureau data.

What is the cost of living in Hardee County?

The estimated cost of living in Hardee County, FL is approximately $2,599 per month for a single person, $3,728 for a couple, $6,218 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Hardee County?

The combined sales tax rate in Hardee County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Hardee County an affordable place to live?

Based on the data, a single person in Hardee County, FL would need approximately $2,599 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $54,231 per year ($4,519 per month). Hardee County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Hardee County?

The ACA marketplace benchmark premium in Hardee County, FL is approximately $480 per month for an individual. Approximately 16.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Hardee County?

The average home value in Hardee County, FL is $129,400, with average annual property taxes of $1,358, according to U.S. Census Bureau data.

How does Hardee County compare to other areas?

You can compare Hardee County, FL with any other US county using our comparison tool at /compare. Hardee County is in Florida.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP