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Gulfport-Biloxi, MS

Cost of living in Hancock County, MS

Part of the Gulfport Metro Area

Estimated monthly cost
$2,912/mo
for a single person, all categories combined

Population 46,057 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $896 31%
Federal tax $497 17%
Healthcare $480 16%
Transport $320 11%
Groceries $298 10%
Energy $197 7%
State tax $169 6%
Water $55 2%

Rent in Hancock County

Fair Market Rents by bedroom count.

Studio
$766
per month
1 bedroom
$896
per month
2 bedroom
$1,117
per month
3 bedroom
$1,446
per month
4 bedroom
$1,540
per month

Source: HUD FMR FY2025

Income and earnings in Hancock County

Annual earnings figures from the Census ACS.

Household income
$67,728
per year
Individual earnings
$40,451
per year
Per capita
$38,730
per year

Source: ACS 2019-2023 5-Year.

Home values in Hancock County

Average values reported by homeowners.

Average home value
$206,600
Annual property tax
$1,485

Source: ACS 2019-2023 5-Year

Energy costs in Hancock County

Estimated monthly electricity and gas costs.

Electricity
$158
per month · 13.7¢/kWh
Natural gas
$39
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Hancock County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Hancock County

State and local tax rates for Mississippi.

State income tax
5.0%
Flat rate
State sales tax
7.0%
Combined sales tax
7.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Hancock County

Commute patterns and estimated costs.

Average commute
33.0 min
Drive alone
77.2%
Public transit
0.0%
Work from home
10.6%

Source: ACS

Monthly cost estimates for Hancock County

What it costs to live in Hancock County each month.

Single person
$2,912
per month
  • Rent $896
  • Energy $197
  • Water $55
  • Groceries $298
  • Transport $320
  • Healthcare $480
  • Federal tax $497
  • State tax $169
Couple
$4,256
per month
  • Rent $1,117
  • Energy $236
  • Water $65
  • Groceries $494
  • Transport $420
  • Healthcare $864
  • Federal tax $778
  • State tax $282
Family
$6,696
per month
  • Rent $1,446
  • Energy $296
  • Water $75
  • Groceries $749
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $778
  • State tax $282

Frequently asked questions about Hancock County

Common questions about cost of living, rent and salary.

What is the average rent in Hancock County?

In Hancock County, MS, a one-bedroom apartment averages $896 per month, a two-bedroom averages $1,117 per month, a three-bedroom averages $1,446 per month, according to HUD Fair Market Rent data.

What is the average salary in Hancock County?

In Hancock County, MS, the average household income is $67,728 per year and individual earnings for full-time workers average $40,451 per year, according to U.S. Census Bureau data.

What is the cost of living in Hancock County?

The estimated cost of living in Hancock County, MS is approximately $2,912 per month for a single person, $4,256 for a couple, $6,696 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Hancock County?

The combined sales tax rate in Hancock County, MS is 7.07%, which includes the Mississippi state rate of 7.00% plus an average local rate of 0.07%.

Is Hancock County an affordable place to live?

Based on the data, a single person in Hancock County, MS would need approximately $2,912 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $67,728 per year ($5,644 per month). Hancock County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Hancock County?

The ACA marketplace benchmark premium in Hancock County, MS is approximately $480 per month for an individual. Approximately 9.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Hancock County?

The average home value in Hancock County, MS is $206,600, with average annual property taxes of $1,485, according to U.S. Census Bureau data.

How does Hancock County compare to other areas?

You can compare Hancock County, MS with any other US county using our comparison tool at /compare. Hancock County is in the Gulfport-Biloxi, MS metro area.

Other counties in Mississippi

Browse the full list of counties in Mississippi, ranked by cost of living.

See all counties in Mississippi

Compare Hancock County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources