Cost of living in Hamilton County, FL
Population 13,445 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Hamilton County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Hamilton County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Hamilton County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Hamilton County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Hamilton County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Hamilton County
State and local tax rates for Florida.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Hamilton County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Hamilton County
What it costs to live in Hamilton County each month.
- Rent $811
- Energy $197
- Water $55
- Groceries $352
- Transport $320
- Healthcare $480
- Federal tax $304
- State tax $0
- Rent $933
- Energy $236
- Water $65
- Groceries $583
- Transport $420
- Healthcare $864
- Federal tax $458
- State tax $0
- Rent $1,242
- Energy $296
- Water $75
- Groceries $885
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $458
- State tax $0
Frequently asked questions about Hamilton County
Common questions about cost of living, rent and salary.
What is the average rent in Hamilton County?
In Hamilton County, FL, a one-bedroom apartment averages $811 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,242 per month, according to HUD Fair Market Rent data.
What is the average salary in Hamilton County?
In Hamilton County, FL, the average household income is $47,696 per year and individual earnings for full-time workers average $28,686 per year, according to U.S. Census Bureau data.
What is the cost of living in Hamilton County?
The estimated cost of living in Hamilton County, FL is approximately $2,519 per month for a single person, $3,559 for a couple, $6,026 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Hamilton County?
The combined sales tax rate in Hamilton County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.
Is Hamilton County an affordable place to live?
Based on the data, a single person in Hamilton County, FL would need approximately $2,519 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $47,696 per year ($3,975 per month). Hamilton County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Hamilton County?
The ACA marketplace benchmark premium in Hamilton County, FL is approximately $480 per month for an individual. Approximately 13.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Hamilton County?
The average home value in Hamilton County, FL is $110,400, with average annual property taxes of $806, according to U.S. Census Bureau data.
How does Hamilton County compare to other areas?
You can compare Hamilton County, FL with any other US county using our comparison tool at /compare. Hamilton County is in Florida.
Other counties in Florida
Browse the full list of counties in Florida, ranked by cost of living.
See all counties in FloridaCompare Hamilton County with another area
Put two counties side by side to see how rent, taxes and everyday costs stack up.
About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP