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Morristown, TN

Cost of living in Hamblen County, TN

Part of the Morristown Metro Area

Estimated monthly cost
$2,614/mo
for a single person, all categories combined

Population 64,930 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $825 32%
Healthcare $480 18%
Federal tax $426 16%
Transport $320 12%
Groceries $317 12%
Energy $191 7%
Water $55 2%
State tax $0 0%

Rent in Hamblen County

Fair Market Rents by bedroom count.

Studio
$820
per month
1 bedroom
$825
per month
2 bedroom
$1,069
per month
3 bedroom
$1,402
per month
4 bedroom
$1,751
per month

Source: HUD FMR FY2025

Income and earnings in Hamblen County

Annual earnings figures from the Census ACS.

Household income
$52,794
per year
Individual earnings
$36,106
per year
Per capita
$30,120
per year

Source: ACS 2019-2023 5-Year.

Home values in Hamblen County

Average values reported by homeowners.

Average home value
$188,800
Annual property tax
$863

Source: ACS 2019-2023 5-Year

Energy costs in Hamblen County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Hamblen County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
13.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Hamblen County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Hamblen County

Commute patterns and estimated costs.

Average commute
22.2 min
Drive alone
85.1%
Public transit
0.0%
Work from home
4.2%

Source: ACS

Monthly cost estimates for Hamblen County

What it costs to live in Hamblen County each month.

Single person
$2,614
per month
  • Rent $825
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $426
  • State tax $0
Couple
$3,706
per month
  • Rent $1,069
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $534
  • State tax $0
Family
$6,164
per month
  • Rent $1,402
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $534
  • State tax $0

Frequently asked questions about Hamblen County

Common questions about cost of living, rent and salary.

What is the average rent in Hamblen County?

In Hamblen County, TN, a one-bedroom apartment averages $825 per month, a two-bedroom averages $1,069 per month, a three-bedroom averages $1,402 per month, according to HUD Fair Market Rent data.

What is the average salary in Hamblen County?

In Hamblen County, TN, the average household income is $52,794 per year and individual earnings for full-time workers average $36,106 per year, according to U.S. Census Bureau data.

What is the cost of living in Hamblen County?

The estimated cost of living in Hamblen County, TN is approximately $2,614 per month for a single person, $3,706 for a couple, $6,164 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Hamblen County?

The combined sales tax rate in Hamblen County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Hamblen County an affordable place to live?

Based on the data, a single person in Hamblen County, TN would need approximately $2,614 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $52,794 per year ($4,400 per month). Hamblen County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Hamblen County?

The ACA marketplace benchmark premium in Hamblen County, TN is approximately $480 per month for an individual. Approximately 13.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Hamblen County?

The average home value in Hamblen County, TN is $188,800, with average annual property taxes of $863, according to U.S. Census Bureau data.

How does Hamblen County compare to other areas?

You can compare Hamblen County, TN with any other US county using our comparison tool at /compare. Hamblen County is in the Morristown, TN metro area.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Hamblen County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources