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Cornelia, GA

Cost of living in Habersham County, GA

Estimated monthly cost
$2,740/mo
for a single person, all categories combined

Population 46,948 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $783 29%
Healthcare $480 18%
Federal tax $412 15%
Groceries $324 12%
Transport $320 12%
Energy $205 7%
State tax $161 6%
Water $55 2%

Rent in Habersham County

Fair Market Rents by bedroom count.

Studio
$779
per month
1 bedroom
$783
per month
2 bedroom
$919
per month
3 bedroom
$1,288
per month
4 bedroom
$1,326
per month

Source: HUD FMR FY2025

Income and earnings in Habersham County

Annual earnings figures from the Census ACS.

Household income
$65,622
per year
Individual earnings
$35,265
per year
Per capita
$30,661
per year

Source: ACS 2019-2023 5-Year.

Home values in Habersham County

Average values reported by homeowners.

Average home value
$212,000
Annual property tax
$1,330

Source: ACS 2019-2023 5-Year

Energy costs in Habersham County

Estimated monthly electricity and gas costs.

Electricity
$163
per month · 14.8¢/kWh
Natural gas
$42
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Habersham County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
14.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Habersham County

State and local tax rates for Georgia.

State income tax
5.5%
Flat rate
State sales tax
4.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Habersham County

Commute patterns and estimated costs.

Average commute
27.6 min
Drive alone
78.8%
Public transit
0.2%
Work from home
8.6%

Source: ACS

Monthly cost estimates for Habersham County

What it costs to live in Habersham County each month.

Single person
$2,740
per month
  • Rent $783
  • Energy $205
  • Water $55
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $412
  • State tax $161
Couple
$4,095
per month
  • Rent $919
  • Energy $246
  • Water $65
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $744
  • State tax $300
Family
$6,600
per month
  • Rent $1,288
  • Energy $308
  • Water $75
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $744
  • State tax $300

Frequently asked questions about Habersham County

Common questions about cost of living, rent and salary.

What is the average rent in Habersham County?

In Habersham County, GA, a one-bedroom apartment averages $783 per month, a two-bedroom averages $919 per month, a three-bedroom averages $1,288 per month, according to HUD Fair Market Rent data.

What is the average salary in Habersham County?

In Habersham County, GA, the average household income is $65,622 per year and individual earnings for full-time workers average $35,265 per year, according to U.S. Census Bureau data.

What is the cost of living in Habersham County?

The estimated cost of living in Habersham County, GA is approximately $2,740 per month for a single person, $4,095 for a couple, $6,600 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Habersham County?

The combined sales tax rate in Habersham County, GA is 7.38%, which includes the Georgia state rate of 4.00% plus an average local rate of 3.38%.

Is Habersham County an affordable place to live?

Based on the data, a single person in Habersham County, GA would need approximately $2,740 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $65,622 per year ($5,469 per month). Habersham County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Habersham County?

The ACA marketplace benchmark premium in Habersham County, GA is approximately $480 per month for an individual. Approximately 14.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Habersham County?

The average home value in Habersham County, GA is $212,000, with average annual property taxes of $1,330, according to U.S. Census Bureau data.

How does Habersham County compare to other areas?

You can compare Habersham County, GA with any other US county using our comparison tool at /compare. Habersham County is in the Cornelia, GA metro area.

Other counties in Georgia

Browse the full list of counties in Georgia, ranked by cost of living.

See all counties in Georgia

Compare Habersham County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources