Cost of living in Gulf County, FL
Population 14,772 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Gulf County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Gulf County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Gulf County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Gulf County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Gulf County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Gulf County
State and local tax rates for Florida.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Gulf County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Gulf County
What it costs to live in Gulf County each month.
- Rent $1,088
- Energy $197
- Water $55
- Groceries $352
- Transport $250
- Healthcare $480
- Federal tax $503
- State tax $0
- Rent $1,427
- Energy $236
- Water $65
- Groceries $583
- Transport $350
- Healthcare $864
- Federal tax $772
- State tax $0
- Rent $1,719
- Energy $296
- Water $75
- Groceries $885
- Transport $450
- Healthcare $1,350
- Childcare $1,200
- Federal tax $772
- State tax $0
Frequently asked questions about Gulf County
Common questions about cost of living, rent and salary.
What is the average rent in Gulf County?
In Gulf County, FL, a one-bedroom apartment averages $1,088 per month, a two-bedroom averages $1,427 per month, a three-bedroom averages $1,719 per month, according to HUD Fair Market Rent data.
What is the average salary in Gulf County?
In Gulf County, FL, the average household income is $67,361 per year and individual earnings for full-time workers average $40,788 per year, according to U.S. Census Bureau data.
What is the cost of living in Gulf County?
The estimated cost of living in Gulf County, FL is approximately $2,925 per month for a single person, $4,297 for a couple, $6,747 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Gulf County?
The combined sales tax rate in Gulf County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.
Is Gulf County an affordable place to live?
Based on the data, a single person in Gulf County, FL would need approximately $2,925 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $67,361 per year ($5,613 per month). Gulf County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Gulf County?
The ACA marketplace benchmark premium in Gulf County, FL is approximately $480 per month for an individual. Approximately 9.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Gulf County?
The average home value in Gulf County, FL is $235,700, with average annual property taxes of $1,334, according to U.S. Census Bureau data.
How does Gulf County compare to other areas?
You can compare Gulf County, FL with any other US county using our comparison tool at /compare. Gulf County is in Florida.
Other counties in Florida
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP