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Tennessee

Cost of living in Grundy County, TN

Estimated monthly cost
$2,516/mo
for a single person, all categories combined

Population 13,665 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $812 32%
Healthcare $480 19%
Federal tax $341 14%
Transport $320 13%
Groceries $317 13%
Energy $191 8%
Water $55 2%
State tax $0 0%

Rent in Grundy County

Fair Market Rents by bedroom count.

Studio
$719
per month
1 bedroom
$812
per month
2 bedroom
$899
per month
3 bedroom
$1,134
per month
4 bedroom
$1,259
per month

Source: HUD FMR FY2025

Income and earnings in Grundy County

Annual earnings figures from the Census ACS.

Household income
$45,573
per year
Individual earnings
$30,925
per year
Per capita
$24,411
per year

Source: ACS 2019-2023 5-Year.

Home values in Grundy County

Average values reported by homeowners.

Average home value
$133,400
Annual property tax
$563

Source: ACS 2019-2023 5-Year

Energy costs in Grundy County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Grundy County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
13.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Grundy County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Grundy County

Commute patterns and estimated costs.

Average commute
33.9 min
Drive alone
78.7%
Public transit
0.1%
Work from home
5.6%

Source: ACS

Monthly cost estimates for Grundy County

What it costs to live in Grundy County each month.

Single person
$2,516
per month
  • Rent $812
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $341
  • State tax $0
Couple
$3,429
per month
  • Rent $899
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $427
  • State tax $0
Family
$5,789
per month
  • Rent $1,134
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $427
  • State tax $0

Frequently asked questions about Grundy County

Common questions about cost of living, rent and salary.

What is the average rent in Grundy County?

In Grundy County, TN, a one-bedroom apartment averages $812 per month, a two-bedroom averages $899 per month, a three-bedroom averages $1,134 per month, according to HUD Fair Market Rent data.

What is the average salary in Grundy County?

In Grundy County, TN, the average household income is $45,573 per year and individual earnings for full-time workers average $30,925 per year, according to U.S. Census Bureau data.

What is the cost of living in Grundy County?

The estimated cost of living in Grundy County, TN is approximately $2,516 per month for a single person, $3,429 for a couple, $5,789 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Grundy County?

The combined sales tax rate in Grundy County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Grundy County an affordable place to live?

Based on the data, a single person in Grundy County, TN would need approximately $2,516 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $45,573 per year ($3,798 per month). Grundy County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Grundy County?

The ACA marketplace benchmark premium in Grundy County, TN is approximately $480 per month for an individual. Approximately 13.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Grundy County?

The average home value in Grundy County, TN is $133,400, with average annual property taxes of $563, according to U.S. Census Bureau data.

How does Grundy County compare to other areas?

You can compare Grundy County, TN with any other US county using our comparison tool at /compare. Grundy County is in Tennessee.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Grundy County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources