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South Dakota

Cost of living in Gregory County, SD

Estimated monthly cost
$2,471/mo
for a single person, all categories combined

Population 3,993 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $669 27%
Healthcare $480 19%
Federal tax $428 17%
Groceries $324 13%
Transport $320 13%
Energy $200 8%
Water $50 2%
State tax $0 0%

Rent in Gregory County

Fair Market Rents by bedroom count.

Studio
$598
per month
1 bedroom
$669
per month
2 bedroom
$872
per month
3 bedroom
$1,107
per month
4 bedroom
$1,360
per month

Source: HUD FMR FY2025

Income and earnings in Gregory County

Annual earnings figures from the Census ACS.

Household income
$52,432
per year
Individual earnings
$36,233
per year
Per capita
$32,510
per year

Source: ACS 2019-2023 5-Year.

Home values in Gregory County

Average values reported by homeowners.

Average home value
$129,000
Annual property tax
$1,419

Source: ACS 2019-2023 5-Year

Energy costs in Gregory County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$58
per month
Annual total
$2,400
per year

Source: EIA

Healthcare in Gregory County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Gregory County

State and local tax rates for South Dakota.

No state income tax
South Dakota does not levy a personal income tax.
State sales tax
4.2%
Combined sales tax
6.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Gregory County

Commute patterns and estimated costs.

Average commute
16.5 min
Drive alone
77.3%
Public transit
0.0%
Work from home
7.2%

Source: ACS

Monthly cost estimates for Gregory County

What it costs to live in Gregory County each month.

Single person
$2,471
per month
  • Rent $669
  • Energy $200
  • Water $50
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $428
  • State tax $0
Couple
$3,521
per month
  • Rent $872
  • Energy $240
  • Water $60
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $528
  • State tax $0
Family
$5,890
per month
  • Rent $1,107
  • Energy $300
  • Water $70
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $528
  • State tax $0

Frequently asked questions about Gregory County

Common questions about cost of living, rent and salary.

What is the average rent in Gregory County?

In Gregory County, SD, a one-bedroom apartment averages $669 per month, a two-bedroom averages $872 per month, a three-bedroom averages $1,107 per month, according to HUD Fair Market Rent data.

What is the average salary in Gregory County?

In Gregory County, SD, the average household income is $52,432 per year and individual earnings for full-time workers average $36,233 per year, according to U.S. Census Bureau data.

What is the cost of living in Gregory County?

The estimated cost of living in Gregory County, SD is approximately $2,471 per month for a single person, $3,521 for a couple, $5,890 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Gregory County?

The combined sales tax rate in Gregory County, SD is 6.10%, which includes the South Dakota state rate of 4.20% plus an average local rate of 1.90%.

Is Gregory County an affordable place to live?

Based on the data, a single person in Gregory County, SD would need approximately $2,471 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $52,432 per year ($4,369 per month). Gregory County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Gregory County?

The ACA marketplace benchmark premium in Gregory County, SD is approximately $480 per month for an individual. Approximately 7.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Gregory County?

The average home value in Gregory County, SD is $129,000, with average annual property taxes of $1,419, according to U.S. Census Bureau data.

How does Gregory County compare to other areas?

You can compare Gregory County, SD with any other US county using our comparison tool at /compare. Gregory County is in South Dakota.

Other counties in South Dakota

Browse the full list of counties in South Dakota, ranked by cost of living.

See all counties in South Dakota

Compare Gregory County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources