Cost of living in Grayson County, KY
Population 26,586 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Grayson County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Grayson County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Grayson County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Grayson County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Grayson County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Grayson County
State and local tax rates for Kentucky.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Grayson County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Grayson County
What it costs to live in Grayson County each month.
- Rent $693
- Energy $194
- Water $55
- Groceries $312
- Transport $320
- Healthcare $480
- Federal tax $409
- State tax $117
- Rent $867
- Energy $233
- Water $65
- Groceries $517
- Transport $420
- Healthcare $864
- Federal tax $491
- State tax $166
- Rent $1,171
- Energy $291
- Water $75
- Groceries $784
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $491
- State tax $166
Frequently asked questions about Grayson County
Common questions about cost of living, rent and salary.
What is the average rent in Grayson County?
In Grayson County, KY, a one-bedroom apartment averages $693 per month, a two-bedroom averages $867 per month, a three-bedroom averages $1,171 per month, according to HUD Fair Market Rent data.
What is the average salary in Grayson County?
In Grayson County, KY, the average household income is $49,893 per year and individual earnings for full-time workers average $35,091 per year, according to U.S. Census Bureau data.
What is the cost of living in Grayson County?
The estimated cost of living in Grayson County, KY is approximately $2,580 per month for a single person, $3,623 for a couple, $6,048 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Grayson County?
The combined sales tax rate in Grayson County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.
Is Grayson County an affordable place to live?
Based on the data, a single person in Grayson County, KY would need approximately $2,580 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $49,893 per year ($4,158 per month). Grayson County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Grayson County?
The ACA marketplace benchmark premium in Grayson County, KY is approximately $480 per month for an individual. Approximately 7.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Grayson County?
The average home value in Grayson County, KY is $160,100, with average annual property taxes of $896, according to U.S. Census Bureau data.
How does Grayson County compare to other areas?
You can compare Grayson County, KY with any other US county using our comparison tool at /compare. Grayson County is in Kentucky.
Other counties in Kentucky
Browse the full list of counties in Kentucky, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP