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Kansas

Cost of living in Gray County, KS

Estimated monthly cost
$2,835/mo
for a single person, all categories combined

Population 5,696 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $788 28%
Federal tax $525 19%
Healthcare $480 17%
Transport $320 11%
Groceries $317 11%
Energy $193 7%
State tax $162 6%
Water $50 2%

Rent in Gray County

Fair Market Rents by bedroom count.

Studio
$625
per month
1 bedroom
$788
per month
2 bedroom
$872
per month
3 bedroom
$1,087
per month
4 bedroom
$1,156
per month

Source: HUD FMR FY2025

Income and earnings in Gray County

Annual earnings figures from the Census ACS.

Household income
$77,885
per year
Individual earnings
$42,154
per year
Per capita
$35,990
per year

Source: ACS 2019-2023 5-Year.

Home values in Gray County

Average values reported by homeowners.

Average home value
$174,700
Annual property tax
$2,461

Source: ACS 2019-2023 5-Year

Energy costs in Gray County

Estimated monthly electricity and gas costs.

Electricity
$136
per month · 15.1¢/kWh
Natural gas
$57
per month
Annual total
$2,316
per year

Source: EIA

Healthcare in Gray County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Gray County

State and local tax rates for Kansas.

State income tax
5.7%
Top marginal rate
State sales tax
6.5%
Combined sales tax
8.7%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Gray County

Commute patterns and estimated costs.

Average commute
17.3 min
Drive alone
84.3%
Public transit
0.1%
Work from home
4.2%

Source: ACS

Monthly cost estimates for Gray County

What it costs to live in Gray County each month.

Single person
$2,835
per month
  • Rent $788
  • Energy $193
  • Water $50
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $525
  • State tax $162
Couple
$4,250
per month
  • Rent $872
  • Energy $232
  • Water $60
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $945
  • State tax $332
Family
$6,591
per month
  • Rent $1,087
  • Energy $290
  • Water $70
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $945
  • State tax $332

Frequently asked questions about Gray County

Common questions about cost of living, rent and salary.

What is the average rent in Gray County?

In Gray County, KS, a one-bedroom apartment averages $788 per month, a two-bedroom averages $872 per month, a three-bedroom averages $1,087 per month, according to HUD Fair Market Rent data.

What is the average salary in Gray County?

In Gray County, KS, the average household income is $77,885 per year and individual earnings for full-time workers average $42,154 per year, according to U.S. Census Bureau data.

What is the cost of living in Gray County?

The estimated cost of living in Gray County, KS is approximately $2,835 per month for a single person, $4,250 for a couple, $6,591 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Gray County?

The combined sales tax rate in Gray County, KS is 8.70%, which includes the Kansas state rate of 6.50% plus an average local rate of 2.20%.

Is Gray County an affordable place to live?

Based on the data, a single person in Gray County, KS would need approximately $2,835 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $77,885 per year ($6,490 per month). Gray County is relatively affordable compared to the national average.

How much does healthcare cost in Gray County?

The ACA marketplace benchmark premium in Gray County, KS is approximately $480 per month for an individual. Approximately 11.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Gray County?

The average home value in Gray County, KS is $174,700, with average annual property taxes of $2,461, according to U.S. Census Bureau data.

How does Gray County compare to other areas?

You can compare Gray County, KS with any other US county using our comparison tool at /compare. Gray County is in Kansas.

Other counties in Kansas

Browse the full list of counties in Kansas, ranked by cost of living.

See all counties in Kansas

Compare Gray County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources