Skip to main content
LiveWhere us
Alma, MI

Cost of living in Gratiot County, MI

Estimated monthly cost
$2,619/mo
for a single person, all categories combined

Population 41,478 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $737 28%
Healthcare $480 18%
Federal tax $394 15%
Groceries $326 12%
Transport $320 12%
Energy $191 7%
State tax $121 5%
Water $50 2%

Rent in Gratiot County

Fair Market Rents by bedroom count.

Studio
$654
per month
1 bedroom
$737
per month
2 bedroom
$933
per month
3 bedroom
$1,227
per month
4 bedroom
$1,525
per month

Source: HUD FMR FY2025

Income and earnings in Gratiot County

Annual earnings figures from the Census ACS.

Household income
$61,128
per year
Individual earnings
$34,133
per year
Per capita
$29,558
per year

Source: ACS 2019-2023 5-Year.

Home values in Gratiot County

Average values reported by homeowners.

Average home value
$136,800
Annual property tax
$1,739

Source: ACS 2019-2023 5-Year

Energy costs in Gratiot County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Gratiot County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Gratiot County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Gratiot County

Commute patterns and estimated costs.

Average commute
24.6 min
Drive alone
81.9%
Public transit
0.6%
Work from home
7.1%

Source: ACS

Monthly cost estimates for Gratiot County

What it costs to live in Gratiot County each month.

Single person
$2,619
per month
  • Rent $737
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $394
  • State tax $121
Couple
$3,932
per month
  • Rent $933
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $670
  • State tax $216
Family
$6,359
per month
  • Rent $1,227
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $670
  • State tax $216

Frequently asked questions about Gratiot County

Common questions about cost of living, rent and salary.

What is the average rent in Gratiot County?

In Gratiot County, MI, a one-bedroom apartment averages $737 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,227 per month, according to HUD Fair Market Rent data.

What is the average salary in Gratiot County?

In Gratiot County, MI, the average household income is $61,128 per year and individual earnings for full-time workers average $34,133 per year, according to U.S. Census Bureau data.

What is the cost of living in Gratiot County?

The estimated cost of living in Gratiot County, MI is approximately $2,619 per month for a single person, $3,932 for a couple, $6,359 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Gratiot County?

The combined sales tax rate in Gratiot County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Gratiot County an affordable place to live?

Based on the data, a single person in Gratiot County, MI would need approximately $2,619 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,128 per year ($5,094 per month). Gratiot County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Gratiot County?

The ACA marketplace benchmark premium in Gratiot County, MI is approximately $480 per month for an individual. Approximately 4.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Gratiot County?

The average home value in Gratiot County, MI is $136,800, with average annual property taxes of $1,739, according to U.S. Census Bureau data.

How does Gratiot County compare to other areas?

You can compare Gratiot County, MI with any other US county using our comparison tool at /compare. Gratiot County is in the Alma, MI metro area.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Gratiot County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources