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Silver City, NM

Cost of living in Grant County, NM

Estimated monthly cost
$2,440/mo
for a single person, all categories combined

Population 27,856 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $753 31%
Healthcare $480 20%
Groceries $326 13%
Transport $320 13%
Federal tax $283 12%
Energy $130 5%
State tax $88 4%
Water $60 2%

Rent in Grant County

Fair Market Rents by bedroom count.

Studio
$748
per month
1 bedroom
$753
per month
2 bedroom
$933
per month
3 bedroom
$1,242
per month
4 bedroom
$1,284
per month

Source: HUD FMR FY2025

Income and earnings in Grant County

Annual earnings figures from the Census ACS.

Household income
$45,921
per year
Individual earnings
$27,360
per year
Per capita
$30,395
per year

Source: ACS 2019-2023 5-Year.

Home values in Grant County

Average values reported by homeowners.

Average home value
$164,400
Annual property tax
$756

Source: ACS 2019-2023 5-Year

Energy costs in Grant County

Estimated monthly electricity and gas costs.

Electricity
$92
per month · 15.4¢/kWh
Natural gas
$38
per month
Annual total
$1,560
per year

Source: EIA

Healthcare in Grant County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Grant County

State and local tax rates for New Mexico.

State income tax
5.9%
Top marginal rate
State sales tax
5.0%
Combined sales tax
7.7%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Grant County

Commute patterns and estimated costs.

Average commute
18.6 min
Drive alone
73.9%
Public transit
0.1%
Work from home
13.0%

Source: ACS

Monthly cost estimates for Grant County

What it costs to live in Grant County each month.

Single person
$2,440
per month
  • Rent $753
  • Energy $130
  • Water $60
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $283
  • State tax $88
Couple
$3,579
per month
  • Rent $933
  • Energy $156
  • Water $70
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $432
  • State tax $164
Family
$6,008
per month
  • Rent $1,242
  • Energy $195
  • Water $85
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $432
  • State tax $164

Frequently asked questions about Grant County

Common questions about cost of living, rent and salary.

What is the average rent in Grant County?

In Grant County, NM, a one-bedroom apartment averages $753 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,242 per month, according to HUD Fair Market Rent data.

What is the average salary in Grant County?

In Grant County, NM, the average household income is $45,921 per year and individual earnings for full-time workers average $27,360 per year, according to U.S. Census Bureau data.

What is the cost of living in Grant County?

The estimated cost of living in Grant County, NM is approximately $2,440 per month for a single person, $3,579 for a couple, $6,008 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Grant County?

The combined sales tax rate in Grant County, NM is 7.72%, which includes the New Mexico state rate of 5.00% plus an average local rate of 2.72%.

Is Grant County an affordable place to live?

Based on the data, a single person in Grant County, NM would need approximately $2,440 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $45,921 per year ($3,827 per month). Grant County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Grant County?

The ACA marketplace benchmark premium in Grant County, NM is approximately $480 per month for an individual. Approximately 5.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Grant County?

The average home value in Grant County, NM is $164,400, with average annual property taxes of $756, according to U.S. Census Bureau data.

How does Grant County compare to other areas?

You can compare Grant County, NM with any other US county using our comparison tool at /compare. Grant County is in the Silver City, NM metro area.

Other counties in New Mexico

Browse the full list of counties in New Mexico, ranked by cost of living.

See all counties in New Mexico

Compare Grant County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP