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Cincinnati, OH-KY-IN

Cost of living in Grant County, KY

Part of the Cincinnati Metro Area

Estimated monthly cost
$2,852/mo
for a single person, all categories combined

Population 25,238 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $848 30%
Federal tax $506 18%
Healthcare $480 17%
Transport $320 11%
Groceries $312 11%
Energy $194 7%
State tax $137 5%
Water $55 2%

Rent in Grant County

Fair Market Rents by bedroom count.

Studio
$759
per month
1 bedroom
$848
per month
2 bedroom
$1,098
per month
3 bedroom
$1,323
per month
4 bedroom
$1,599
per month

Source: HUD FMR FY2025

Income and earnings in Grant County

Annual earnings figures from the Census ACS.

Household income
$67,940
per year
Individual earnings
$41,022
per year
Per capita
$30,603
per year

Source: ACS 2019-2023 5-Year.

Home values in Grant County

Average values reported by homeowners.

Average home value
$185,500
Annual property tax
$1,339

Source: ACS 2019-2023 5-Year

Energy costs in Grant County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Grant County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Grant County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Grant County

Commute patterns and estimated costs.

Average commute
27.6 min
Drive alone
79.6%
Public transit
0.0%
Work from home
6.7%

Source: ACS

Monthly cost estimates for Grant County

What it costs to live in Grant County each month.

Single person
$2,852
per month
  • Rent $848
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $506
  • State tax $137
Couple
$4,205
per month
  • Rent $1,098
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $782
  • State tax $226
Family
$6,551
per month
  • Rent $1,323
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $782
  • State tax $226

Frequently asked questions about Grant County

Common questions about cost of living, rent and salary.

What is the average rent in Grant County?

In Grant County, KY, a one-bedroom apartment averages $848 per month, a two-bedroom averages $1,098 per month, a three-bedroom averages $1,323 per month, according to HUD Fair Market Rent data.

What is the average salary in Grant County?

In Grant County, KY, the average household income is $67,940 per year and individual earnings for full-time workers average $41,022 per year, according to U.S. Census Bureau data.

What is the cost of living in Grant County?

The estimated cost of living in Grant County, KY is approximately $2,852 per month for a single person, $4,205 for a couple, $6,551 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Grant County?

The combined sales tax rate in Grant County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Grant County an affordable place to live?

Based on the data, a single person in Grant County, KY would need approximately $2,852 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $67,940 per year ($5,662 per month). Grant County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Grant County?

The ACA marketplace benchmark premium in Grant County, KY is approximately $480 per month for an individual. Approximately 4.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Grant County?

The average home value in Grant County, KY is $185,500, with average annual property taxes of $1,339, according to U.S. Census Bureau data.

How does Grant County compare to other areas?

You can compare Grant County, KY with any other US county using our comparison tool at /compare. Grant County is in the Cincinnati, OH-KY-IN metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Grant County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources