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Montana

Cost of living in Granite County, MT

Estimated monthly cost
$2,616/mo
for a single person, all categories combined

Population 3,419 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $827 32%
Healthcare $480 18%
Federal tax $366 14%
Groceries $334 13%
Transport $250 10%
Energy $160 6%
State tax $139 5%
Water $60 2%

Rent in Granite County

Fair Market Rents by bedroom count.

Studio
$748
per month
1 bedroom
$827
per month
2 bedroom
$1,020
per month
3 bedroom
$1,429
per month
4 bedroom
$1,627
per month

Source: HUD FMR FY2025

Income and earnings in Granite County

Annual earnings figures from the Census ACS.

Household income
$54,646
per year
Individual earnings
$32,442
per year
Per capita
$36,922
per year

Source: ACS 2019-2023 5-Year.

Home values in Granite County

Average values reported by homeowners.

Average home value
$339,500
Annual property tax
$2,061

Source: ACS 2019-2023 5-Year

Energy costs in Granite County

Estimated monthly electricity and gas costs.

Electricity
$103
per month · 12.9¢/kWh
Natural gas
$57
per month
Annual total
$1,920
per year

Source: EIA

Healthcare in Granite County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Granite County

State and local tax rates for Montana.

State income tax
5.9%
Top marginal rate
State sales tax
0.0%
Combined sales tax
0.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Granite County

Commute patterns and estimated costs.

Average commute
27.4 min
Drive alone
68.6%
Public transit
0.0%
Work from home
10.8%

Source: ACS

Monthly cost estimates for Granite County

What it costs to live in Granite County each month.

Single person
$2,616
per month
  • Rent $827
  • Energy $160
  • Water $60
  • Groceries $334
  • Transport $250
  • Healthcare $480
  • Federal tax $366
  • State tax $139
Couple
$3,861
per month
  • Rent $1,020
  • Energy $192
  • Water $70
  • Groceries $553
  • Transport $350
  • Healthcare $864
  • Federal tax $564
  • State tax $248
Family
$6,406
per month
  • Rent $1,429
  • Energy $240
  • Water $85
  • Groceries $840
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $564
  • State tax $248

Frequently asked questions about Granite County

Common questions about cost of living, rent and salary.

What is the average rent in Granite County?

In Granite County, MT, a one-bedroom apartment averages $827 per month, a two-bedroom averages $1,020 per month, a three-bedroom averages $1,429 per month, according to HUD Fair Market Rent data.

What is the average salary in Granite County?

In Granite County, MT, the average household income is $54,646 per year and individual earnings for full-time workers average $32,442 per year, according to U.S. Census Bureau data.

What is the cost of living in Granite County?

The estimated cost of living in Granite County, MT is approximately $2,616 per month for a single person, $3,861 for a couple, $6,406 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Granite County?

The combined sales tax rate in Granite County, MT is 0.00%, which includes the Montana state rate of 0.00% plus an average local rate of 0.00%.

Is Granite County an affordable place to live?

Based on the data, a single person in Granite County, MT would need approximately $2,616 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $54,646 per year ($4,554 per month). Granite County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Granite County?

The ACA marketplace benchmark premium in Granite County, MT is approximately $480 per month for an individual. Approximately 7.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Granite County?

The average home value in Granite County, MT is $339,500, with average annual property taxes of $2,061, according to U.S. Census Bureau data.

How does Granite County compare to other areas?

You can compare Granite County, MT with any other US county using our comparison tool at /compare. Granite County is in Montana.

Other counties in Montana

Browse the full list of counties in Montana, ranked by cost of living.

See all counties in Montana

Compare Granite County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources