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Knoxville, TN

Cost of living in Grainger County, TN

Part of the Knoxville Metro Area

Estimated monthly cost
$2,417/mo
for a single person, all categories combined

Population 23,929 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $685 28%
Healthcare $480 20%
Federal tax $369 15%
Transport $320 13%
Groceries $317 13%
Energy $191 8%
Water $55 2%
State tax $0 0%

Rent in Grainger County

Fair Market Rents by bedroom count.

Studio
$681
per month
1 bedroom
$685
per month
2 bedroom
$899
per month
3 bedroom
$1,187
per month
4 bedroom
$1,192
per month

Source: HUD FMR FY2025

Income and earnings in Grainger County

Annual earnings figures from the Census ACS.

Household income
$51,351
per year
Individual earnings
$32,607
per year
Per capita
$28,789
per year

Source: ACS 2019-2023 5-Year.

Home values in Grainger County

Average values reported by homeowners.

Average home value
$172,000
Annual property tax
$871

Source: ACS 2019-2023 5-Year

Energy costs in Grainger County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Grainger County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Grainger County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Grainger County

Commute patterns and estimated costs.

Average commute
31.7 min
Drive alone
82.1%
Public transit
0.0%
Work from home
7.5%

Source: ACS

Monthly cost estimates for Grainger County

What it costs to live in Grainger County each month.

Single person
$2,417
per month
  • Rent $685
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $369
  • State tax $0
Couple
$3,514
per month
  • Rent $899
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $512
  • State tax $0
Family
$5,927
per month
  • Rent $1,187
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $512
  • State tax $0

Frequently asked questions about Grainger County

Common questions about cost of living, rent and salary.

What is the average rent in Grainger County?

In Grainger County, TN, a one-bedroom apartment averages $685 per month, a two-bedroom averages $899 per month, a three-bedroom averages $1,187 per month, according to HUD Fair Market Rent data.

What is the average salary in Grainger County?

In Grainger County, TN, the average household income is $51,351 per year and individual earnings for full-time workers average $32,607 per year, according to U.S. Census Bureau data.

What is the cost of living in Grainger County?

The estimated cost of living in Grainger County, TN is approximately $2,417 per month for a single person, $3,514 for a couple, $5,927 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Grainger County?

The combined sales tax rate in Grainger County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Grainger County an affordable place to live?

Based on the data, a single person in Grainger County, TN would need approximately $2,417 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $51,351 per year ($4,279 per month). Grainger County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Grainger County?

The ACA marketplace benchmark premium in Grainger County, TN is approximately $480 per month for an individual. Approximately 8.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Grainger County?

The average home value in Grainger County, TN is $172,000, with average annual property taxes of $871, according to U.S. Census Bureau data.

How does Grainger County compare to other areas?

You can compare Grainger County, TN with any other US county using our comparison tool at /compare. Grainger County is in the Knoxville, TN metro area.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Grainger County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources