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Oklahoma City, OK

Cost of living in Grady County, OK

Part of the Oklahoma City Metro Area

Estimated monthly cost
$2,753/mo
for a single person, all categories combined

Population 55,868 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $717 26%
Federal tax $521 19%
Healthcare $480 17%
Transport $320 12%
Groceries $310 11%
Energy $184 7%
State tax $166 6%
Water $55 2%

Rent in Grady County

Fair Market Rents by bedroom count.

Studio
$645
per month
1 bedroom
$717
per month
2 bedroom
$940
per month
3 bedroom
$1,232
per month
4 bedroom
$1,579
per month

Source: HUD FMR FY2025

Income and earnings in Grady County

Annual earnings figures from the Census ACS.

Household income
$75,730
per year
Individual earnings
$41,942
per year
Per capita
$36,380
per year

Source: ACS 2019-2023 5-Year.

Home values in Grady County

Average values reported by homeowners.

Average home value
$187,900
Annual property tax
$1,321

Source: ACS 2019-2023 5-Year

Energy costs in Grady County

Estimated monthly electricity and gas costs.

Electricity
$136
per month · 13¢/kWh
Natural gas
$48
per month
Annual total
$2,208
per year

Source: EIA

Healthcare in Grady County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
12.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Grady County

State and local tax rates for Oklahoma.

State income tax
4.8%
Flat rate
State sales tax
4.5%
Combined sales tax
9.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Grady County

Commute patterns and estimated costs.

Average commute
26.1 min
Drive alone
81.7%
Public transit
0.0%
Work from home
6.8%

Source: ACS

Monthly cost estimates for Grady County

What it costs to live in Grady County each month.

Single person
$2,753
per month
  • Rent $717
  • Energy $184
  • Water $55
  • Groceries $310
  • Transport $320
  • Healthcare $480
  • Federal tax $521
  • State tax $166
Couple
$4,233
per month
  • Rent $940
  • Energy $221
  • Water $65
  • Groceries $514
  • Transport $420
  • Healthcare $864
  • Federal tax $909
  • State tax $300
Family
$6,641
per month
  • Rent $1,232
  • Energy $276
  • Water $75
  • Groceries $779
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $909
  • State tax $300

Frequently asked questions about Grady County

Common questions about cost of living, rent and salary.

What is the average rent in Grady County?

In Grady County, OK, a one-bedroom apartment averages $717 per month, a two-bedroom averages $940 per month, a three-bedroom averages $1,232 per month, according to HUD Fair Market Rent data.

What is the average salary in Grady County?

In Grady County, OK, the average household income is $75,730 per year and individual earnings for full-time workers average $41,942 per year, according to U.S. Census Bureau data.

What is the cost of living in Grady County?

The estimated cost of living in Grady County, OK is approximately $2,753 per month for a single person, $4,233 for a couple, $6,641 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Grady County?

The combined sales tax rate in Grady County, OK is 8.97%, which includes the Oklahoma state rate of 4.50% plus an average local rate of 4.47%.

Is Grady County an affordable place to live?

Based on the data, a single person in Grady County, OK would need approximately $2,753 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $75,730 per year ($6,311 per month). Grady County is relatively affordable compared to the national average.

How much does healthcare cost in Grady County?

The ACA marketplace benchmark premium in Grady County, OK is approximately $480 per month for an individual. Approximately 12.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Grady County?

The average home value in Grady County, OK is $187,900, with average annual property taxes of $1,321, according to U.S. Census Bureau data.

How does Grady County compare to other areas?

You can compare Grady County, OK with any other US county using our comparison tool at /compare. Grady County is in the Oklahoma City, OK metro area.

Other counties in Oklahoma

Browse the full list of counties in Oklahoma, ranked by cost of living.

See all counties in Oklahoma

Compare Grady County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP