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Georgia

Cost of living in Gilmer County, GA

Estimated monthly cost
$2,697/mo
for a single person, all categories combined

Population 31,976 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $731 27%
Healthcare $480 18%
Federal tax $419 16%
Groceries $324 12%
Transport $320 12%
Energy $205 8%
State tax $163 6%
Water $55 2%

Rent in Gilmer County

Fair Market Rents by bedroom count.

Studio
$658
per month
1 bedroom
$731
per month
2 bedroom
$959
per month
3 bedroom
$1,242
per month
4 bedroom
$1,610
per month

Source: HUD FMR FY2025

Income and earnings in Gilmer County

Annual earnings figures from the Census ACS.

Household income
$72,542
per year
Individual earnings
$35,655
per year
Per capita
$34,175
per year

Source: ACS 2019-2023 5-Year.

Home values in Gilmer County

Average values reported by homeowners.

Average home value
$278,900
Annual property tax
$1,070

Source: ACS 2019-2023 5-Year

Energy costs in Gilmer County

Estimated monthly electricity and gas costs.

Electricity
$163
per month · 14.8¢/kWh
Natural gas
$42
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Gilmer County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
15.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Gilmer County

State and local tax rates for Georgia.

State income tax
5.5%
Flat rate
State sales tax
4.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Gilmer County

Commute patterns and estimated costs.

Average commute
29.3 min
Drive alone
75.8%
Public transit
0.3%
Work from home
8.4%

Source: ACS

Monthly cost estimates for Gilmer County

What it costs to live in Gilmer County each month.

Single person
$2,697
per month
  • Rent $731
  • Energy $205
  • Water $55
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $419
  • State tax $163
Couple
$4,280
per month
  • Rent $959
  • Energy $246
  • Water $65
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $857
  • State tax $332
Family
$6,699
per month
  • Rent $1,242
  • Energy $308
  • Water $75
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $857
  • State tax $332

Frequently asked questions about Gilmer County

Common questions about cost of living, rent and salary.

What is the average rent in Gilmer County?

In Gilmer County, GA, a one-bedroom apartment averages $731 per month, a two-bedroom averages $959 per month, a three-bedroom averages $1,242 per month, according to HUD Fair Market Rent data.

What is the average salary in Gilmer County?

In Gilmer County, GA, the average household income is $72,542 per year and individual earnings for full-time workers average $35,655 per year, according to U.S. Census Bureau data.

What is the cost of living in Gilmer County?

The estimated cost of living in Gilmer County, GA is approximately $2,697 per month for a single person, $4,280 for a couple, $6,699 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Gilmer County?

The combined sales tax rate in Gilmer County, GA is 7.38%, which includes the Georgia state rate of 4.00% plus an average local rate of 3.38%.

Is Gilmer County an affordable place to live?

Based on the data, a single person in Gilmer County, GA would need approximately $2,697 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $72,542 per year ($6,045 per month). Gilmer County is relatively affordable compared to the national average.

How much does healthcare cost in Gilmer County?

The ACA marketplace benchmark premium in Gilmer County, GA is approximately $480 per month for an individual. Approximately 15.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Gilmer County?

The average home value in Gilmer County, GA is $278,900, with average annual property taxes of $1,070, according to U.S. Census Bureau data.

How does Gilmer County compare to other areas?

You can compare Gilmer County, GA with any other US county using our comparison tool at /compare. Gilmer County is in Georgia.

Other counties in Georgia

Browse the full list of counties in Georgia, ranked by cost of living.

See all counties in Georgia

Compare Gilmer County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP