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Gainesville, FL

Cost of living in Gilchrist County, FL

Part of the Gainesville Metro Area

Estimated monthly cost
$3,136/mo
for a single person, all categories combined

Population 18,494 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,308 42%
Healthcare $480 15%
Federal tax $424 14%
Groceries $352 11%
Transport $320 10%
Energy $197 6%
Water $55 2%
State tax $0 0%

Rent in Gilchrist County

Fair Market Rents by bedroom count.

Studio
$1,176
per month
1 bedroom
$1,308
per month
2 bedroom
$1,583
per month
3 bedroom
$2,016
per month
4 bedroom
$2,099
per month

Source: HUD FMR FY2025

Income and earnings in Gilchrist County

Annual earnings figures from the Census ACS.

Household income
$61,070
per year
Individual earnings
$35,979
per year
Per capita
$33,507
per year

Source: ACS 2019-2023 5-Year.

Home values in Gilchrist County

Average values reported by homeowners.

Average home value
$191,000
Annual property tax
$1,301

Source: ACS 2019-2023 5-Year

Energy costs in Gilchrist County

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Gilchrist County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
15.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Gilchrist County

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Gilchrist County

Commute patterns and estimated costs.

Average commute
30.6 min
Drive alone
82.8%
Public transit
0.3%
Work from home
3.9%

Source: ACS

Monthly cost estimates for Gilchrist County

What it costs to live in Gilchrist County each month.

Single person
$3,136
per month
  • Rent $1,308
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $424
  • State tax $0
Couple
$4,420
per month
  • Rent $1,583
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $669
  • State tax $0
Family
$7,011
per month
  • Rent $2,016
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $669
  • State tax $0

Frequently asked questions about Gilchrist County

Common questions about cost of living, rent and salary.

What is the average rent in Gilchrist County?

In Gilchrist County, FL, a one-bedroom apartment averages $1,308 per month, a two-bedroom averages $1,583 per month, a three-bedroom averages $2,016 per month, according to HUD Fair Market Rent data.

What is the average salary in Gilchrist County?

In Gilchrist County, FL, the average household income is $61,070 per year and individual earnings for full-time workers average $35,979 per year, according to U.S. Census Bureau data.

What is the cost of living in Gilchrist County?

The estimated cost of living in Gilchrist County, FL is approximately $3,136 per month for a single person, $4,420 for a couple, $7,011 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Gilchrist County?

The combined sales tax rate in Gilchrist County, FL is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Gilchrist County an affordable place to live?

Based on the data, a single person in Gilchrist County, FL would need approximately $3,136 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,070 per year ($5,089 per month). Gilchrist County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Gilchrist County?

The ACA marketplace benchmark premium in Gilchrist County, FL is approximately $480 per month for an individual. Approximately 15.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Gilchrist County?

The average home value in Gilchrist County, FL is $191,000, with average annual property taxes of $1,301, according to U.S. Census Bureau data.

How does Gilchrist County compare to other areas?

You can compare Gilchrist County, FL with any other US county using our comparison tool at /compare. Gilchrist County is in the Gainesville, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

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Compare Gilchrist County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources