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Payson, AZ

Cost of living in Gila County, AZ

Estimated monthly cost
$2,914/mo
for a single person, all categories combined

Population 53,610 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,078 37%
Healthcare $480 16%
Federal tax $439 15%
Groceries $341 12%
Transport $250 9%
Energy $189 6%
State tax $77 3%
Water $60 2%

Rent in Gila County

Fair Market Rents by bedroom count.

Studio
$966
per month
1 bedroom
$1,078
per month
2 bedroom
$1,409
per month
3 bedroom
$1,925
per month
4 bedroom
$2,004
per month

Source: HUD FMR FY2025

Income and earnings in Gila County

Annual earnings figures from the Census ACS.

Household income
$59,089
per year
Individual earnings
$36,887
per year
Per capita
$32,645
per year

Source: ACS 2019-2023 5-Year.

Home values in Gila County

Average values reported by homeowners.

Average home value
$247,000
Annual property tax
$1,331

Source: ACS 2019-2023 5-Year

Energy costs in Gila County

Estimated monthly electricity and gas costs.

Electricity
$150
per month · 14.3¢/kWh
Natural gas
$39
per month
Annual total
$2,268
per year

Source: EIA

Healthcare in Gila County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Gila County

State and local tax rates for Arizona.

State income tax
2.5%
Flat rate
State sales tax
5.6%
Combined sales tax
8.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Gila County

Commute patterns and estimated costs.

Average commute
21.2 min
Drive alone
68.3%
Public transit
0.1%
Work from home
11.0%

Source: ACS

Monthly cost estimates for Gila County

What it costs to live in Gila County each month.

Single person
$2,914
per month
  • Rent $1,078
  • Energy $189
  • Water $60
  • Groceries $341
  • Transport $250
  • Healthcare $480
  • Federal tax $439
  • State tax $77
Couple
$4,245
per month
  • Rent $1,409
  • Energy $227
  • Water $70
  • Groceries $565
  • Transport $350
  • Healthcare $864
  • Federal tax $637
  • State tax $123
Family
$6,911
per month
  • Rent $1,925
  • Energy $284
  • Water $85
  • Groceries $857
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $637
  • State tax $123

Frequently asked questions about Gila County

Common questions about cost of living, rent and salary.

What is the average rent in Gila County?

In Gila County, AZ, a one-bedroom apartment averages $1,078 per month, a two-bedroom averages $1,409 per month, a three-bedroom averages $1,925 per month, according to HUD Fair Market Rent data.

What is the average salary in Gila County?

In Gila County, AZ, the average household income is $59,089 per year and individual earnings for full-time workers average $36,887 per year, according to U.S. Census Bureau data.

What is the cost of living in Gila County?

The estimated cost of living in Gila County, AZ is approximately $2,914 per month for a single person, $4,245 for a couple, $6,911 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Gila County?

The combined sales tax rate in Gila County, AZ is 8.37%, which includes the Arizona state rate of 5.60% plus an average local rate of 2.77%.

Is Gila County an affordable place to live?

Based on the data, a single person in Gila County, AZ would need approximately $2,914 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,089 per year ($4,924 per month). Gila County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Gila County?

The ACA marketplace benchmark premium in Gila County, AZ is approximately $480 per month for an individual. Approximately 10.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Gila County?

The average home value in Gila County, AZ is $247,000, with average annual property taxes of $1,331, according to U.S. Census Bureau data.

How does Gila County compare to other areas?

You can compare Gila County, AZ with any other US county using our comparison tool at /compare. Gila County is in the Payson, AZ metro area.

Other counties in Arizona

Browse the full list of counties in Arizona, ranked by cost of living.

See all counties in Arizona

Compare Gila County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources