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Jackson, TN

Cost of living in Gibson County, TN

Part of the Jackson Metro Area

Estimated monthly cost
$2,518/mo
for a single person, all categories combined

Population 50,610 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $709 28%
Healthcare $480 19%
Federal tax $446 18%
Transport $320 13%
Groceries $317 13%
Energy $191 8%
Water $55 2%
State tax $0 0%

Rent in Gibson County

Fair Market Rents by bedroom count.

Studio
$672
per month
1 bedroom
$709
per month
2 bedroom
$904
per month
3 bedroom
$1,267
per month
4 bedroom
$1,517
per month

Source: HUD FMR FY2025

Income and earnings in Gibson County

Annual earnings figures from the Census ACS.

Household income
$59,009
per year
Individual earnings
$37,322
per year
Per capita
$29,139
per year

Source: ACS 2019-2023 5-Year.

Home values in Gibson County

Average values reported by homeowners.

Average home value
$149,700
Annual property tax
$1,016

Source: ACS 2019-2023 5-Year

Energy costs in Gibson County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Gibson County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Gibson County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Gibson County

Commute patterns and estimated costs.

Average commute
25.3 min
Drive alone
83.4%
Public transit
0.0%
Work from home
5.9%

Source: ACS

Monthly cost estimates for Gibson County

What it costs to live in Gibson County each month.

Single person
$2,518
per month
  • Rent $709
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $446
  • State tax $0
Couple
$3,643
per month
  • Rent $904
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $636
  • State tax $0
Family
$6,131
per month
  • Rent $1,267
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $636
  • State tax $0

Frequently asked questions about Gibson County

Common questions about cost of living, rent and salary.

What is the average rent in Gibson County?

In Gibson County, TN, a one-bedroom apartment averages $709 per month, a two-bedroom averages $904 per month, a three-bedroom averages $1,267 per month, according to HUD Fair Market Rent data.

What is the average salary in Gibson County?

In Gibson County, TN, the average household income is $59,009 per year and individual earnings for full-time workers average $37,322 per year, according to U.S. Census Bureau data.

What is the cost of living in Gibson County?

The estimated cost of living in Gibson County, TN is approximately $2,518 per month for a single person, $3,643 for a couple, $6,131 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Gibson County?

The combined sales tax rate in Gibson County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Gibson County an affordable place to live?

Based on the data, a single person in Gibson County, TN would need approximately $2,518 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,009 per year ($4,917 per month). Gibson County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Gibson County?

The ACA marketplace benchmark premium in Gibson County, TN is approximately $480 per month for an individual. Approximately 9.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Gibson County?

The average home value in Gibson County, TN is $149,700, with average annual property taxes of $1,016, according to U.S. Census Bureau data.

How does Gibson County compare to other areas?

You can compare Gibson County, TN with any other US county using our comparison tool at /compare. Gibson County is in the Jackson, TN metro area.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Gibson County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP