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Washington

Cost of living in Garfield County, WA

Estimated monthly cost
$2,693/mo
for a single person, all categories combined

Population 2,326 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $764 28%
Federal tax $543 20%
Healthcare $480 18%
Groceries $369 14%
Transport $320 12%
Energy $157 6%
Water $60 2%
State tax $0 0%

Rent in Garfield County

Fair Market Rents by bedroom count.

Studio
$701
per month
1 bedroom
$764
per month
2 bedroom
$1,002
per month
3 bedroom
$1,404
per month
4 bedroom
$1,667
per month

Source: HUD FMR FY2025

Income and earnings in Garfield County

Annual earnings figures from the Census ACS.

Household income
$62,411
per year
Individual earnings
$43,250
per year
Per capita
$34,685
per year

Source: ACS 2019-2023 5-Year.

Home values in Garfield County

Average values reported by homeowners.

Average home value
$214,200
Annual property tax
$1,306

Source: ACS 2019-2023 5-Year

Energy costs in Garfield County

Estimated monthly electricity and gas costs.

Electricity
$109
per month · 11.5¢/kWh
Natural gas
$48
per month
Annual total
$1,884
per year

Source: EIA

Healthcare in Garfield County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Garfield County

State and local tax rates for Washington.

No state income tax
Washington does not levy a personal income tax.
State sales tax
6.5%
Combined sales tax
10.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Garfield County

Commute patterns and estimated costs.

Average commute
23.3 min
Drive alone
71.0%
Public transit
0.0%
Work from home
14.8%

Source: ACS

Monthly cost estimates for Garfield County

What it costs to live in Garfield County each month.

Single person
$2,693
per month
  • Rent $764
  • Energy $157
  • Water $60
  • Groceries $369
  • Transport $320
  • Healthcare $480
  • Federal tax $543
  • State tax $0
Couple
$3,846
per month
  • Rent $1,002
  • Energy $188
  • Water $70
  • Groceries $611
  • Transport $420
  • Healthcare $864
  • Federal tax $691
  • State tax $0
Family
$6,414
per month
  • Rent $1,404
  • Energy $236
  • Water $85
  • Groceries $928
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $691
  • State tax $0

Frequently asked questions about Garfield County

Common questions about cost of living, rent and salary.

What is the average rent in Garfield County?

In Garfield County, WA, a one-bedroom apartment averages $764 per month, a two-bedroom averages $1,002 per month, a three-bedroom averages $1,404 per month, according to HUD Fair Market Rent data.

What is the average salary in Garfield County?

In Garfield County, WA, the average household income is $62,411 per year and individual earnings for full-time workers average $43,250 per year, according to U.S. Census Bureau data.

What is the cost of living in Garfield County?

The estimated cost of living in Garfield County, WA is approximately $2,693 per month for a single person, $3,846 for a couple, $6,414 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Garfield County?

The combined sales tax rate in Garfield County, WA is 10.23%, which includes the Washington state rate of 6.50% plus an average local rate of 3.73%.

Is Garfield County an affordable place to live?

Based on the data, a single person in Garfield County, WA would need approximately $2,693 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,411 per year ($5,201 per month). Garfield County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Garfield County?

The ACA marketplace benchmark premium in Garfield County, WA is approximately $480 per month for an individual. Approximately 4.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Garfield County?

The average home value in Garfield County, WA is $214,200, with average annual property taxes of $1,306, according to U.S. Census Bureau data.

How does Garfield County compare to other areas?

You can compare Garfield County, WA with any other US county using our comparison tool at /compare. Garfield County is in Washington.

Other counties in Washington

Browse the full list of counties in Washington, ranked by cost of living.

See all counties in Washington

Compare Garfield County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources