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Rifle, CO

Cost of living in Garfield County, CO

Estimated monthly cost
$3,236/mo
for a single person, all categories combined

Population 62,034 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,219 38%
Federal tax $550 17%
Healthcare $480 15%
Groceries $359 11%
Transport $250 8%
State tax $160 5%
Energy $158 5%
Water $60 2%

Rent in Garfield County

Fair Market Rents by bedroom count.

Studio
$1,211
per month
1 bedroom
$1,219
per month
2 bedroom
$1,599
per month
3 bedroom
$2,241
per month
4 bedroom
$2,463
per month

Source: HUD FMR FY2025

Income and earnings in Garfield County

Annual earnings figures from the Census ACS.

Household income
$86,172
per year
Individual earnings
$43,713
per year
Per capita
$42,253
per year

Source: ACS 2019-2023 5-Year.

Home values in Garfield County

Average values reported by homeowners.

Average home value
$490,600
Annual property tax
$2,095

Source: ACS 2019-2023 5-Year

Energy costs in Garfield County

Estimated monthly electricity and gas costs.

Electricity
$106
per month · 15.2¢/kWh
Natural gas
$52
per month
Annual total
$1,896
per year

Source: EIA

Healthcare in Garfield County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
17.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Garfield County

State and local tax rates for Colorado.

State income tax
4.4%
Flat rate
State sales tax
2.9%
Combined sales tax
7.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Garfield County

Commute patterns and estimated costs.

Average commute
31.6 min
Drive alone
69.2%
Public transit
1.7%
Work from home
10.0%

Source: ACS

Monthly cost estimates for Garfield County

What it costs to live in Garfield County each month.

Single person
$3,236
per month
  • Rent $1,219
  • Energy $158
  • Water $60
  • Groceries $359
  • Transport $250
  • Healthcare $480
  • Federal tax $550
  • State tax $160
Couple
$5,064
per month
  • Rent $1,599
  • Energy $190
  • Water $70
  • Groceries $595
  • Transport $350
  • Healthcare $864
  • Federal tax $1,080
  • State tax $316
Family
$7,862
per month
  • Rent $2,241
  • Energy $237
  • Water $85
  • Groceries $903
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,080
  • State tax $316

Frequently asked questions about Garfield County

Common questions about cost of living, rent and salary.

What is the average rent in Garfield County?

In Garfield County, CO, a one-bedroom apartment averages $1,219 per month, a two-bedroom averages $1,599 per month, a three-bedroom averages $2,241 per month, according to HUD Fair Market Rent data.

What is the average salary in Garfield County?

In Garfield County, CO, the average household income is $86,172 per year and individual earnings for full-time workers average $43,713 per year, according to U.S. Census Bureau data.

What is the cost of living in Garfield County?

The estimated cost of living in Garfield County, CO is approximately $3,236 per month for a single person, $5,064 for a couple, $7,862 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Garfield County?

The combined sales tax rate in Garfield County, CO is 7.77%, which includes the Colorado state rate of 2.90% plus an average local rate of 4.87%.

Is Garfield County an affordable place to live?

Based on the data, a single person in Garfield County, CO would need approximately $3,236 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $86,172 per year ($7,181 per month). Garfield County is relatively affordable compared to the national average.

How much does healthcare cost in Garfield County?

The ACA marketplace benchmark premium in Garfield County, CO is approximately $480 per month for an individual. Approximately 17.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Garfield County?

The average home value in Garfield County, CO is $490,600, with average annual property taxes of $2,095, according to U.S. Census Bureau data.

How does Garfield County compare to other areas?

You can compare Garfield County, CO with any other US county using our comparison tool at /compare. Garfield County is in the Rifle, CO metro area.

Other counties in Colorado

Browse the full list of counties in Colorado, ranked by cost of living.

See all counties in Colorado

Compare Garfield County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources