Cost of living in Gallatin County, IL
Population 4,857 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Gallatin County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Gallatin County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Gallatin County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Gallatin County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Gallatin County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Gallatin County
State and local tax rates for Illinois.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Gallatin County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Gallatin County
What it costs to live in Gallatin County each month.
- Rent $684
- Energy $177
- Water $50
- Groceries $345
- Transport $320
- Healthcare $480
- Federal tax $432
- State tax $150
- Rent $870
- Energy $212
- Water $60
- Groceries $572
- Transport $420
- Healthcare $864
- Federal tax $564
- State tax $225
- Rent $1,048
- Energy $266
- Water $70
- Groceries $867
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $564
- State tax $225
Frequently asked questions about Gallatin County
Common questions about cost of living, rent and salary.
What is the average rent in Gallatin County?
In Gallatin County, IL, a one-bedroom apartment averages $684 per month, a two-bedroom averages $870 per month, a three-bedroom averages $1,048 per month, according to HUD Fair Market Rent data.
What is the average salary in Gallatin County?
In Gallatin County, IL, the average household income is $54,626 per year and individual earnings for full-time workers average $36,454 per year, according to U.S. Census Bureau data.
What is the cost of living in Gallatin County?
The estimated cost of living in Gallatin County, IL is approximately $2,638 per month for a single person, $3,787 for a couple, $6,110 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Gallatin County?
The combined sales tax rate in Gallatin County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.
Is Gallatin County an affordable place to live?
Based on the data, a single person in Gallatin County, IL would need approximately $2,638 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $54,626 per year ($4,552 per month). Gallatin County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Gallatin County?
The ACA marketplace benchmark premium in Gallatin County, IL is approximately $480 per month for an individual. Approximately 3.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Gallatin County?
The average home value in Gallatin County, IL is $84,700, with average annual property taxes of $1,276, according to U.S. Census Bureau data.
How does Gallatin County compare to other areas?
You can compare Gallatin County, IL with any other US county using our comparison tool at /compare. Gallatin County is in Illinois.
Other counties in Illinois
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP